Is Endsleigh home insurance right for you?
Emergency situations cannot be anticipated, so people are rarely financially prepared for when their home is subject to an accident, adverse weather damage, fire, or theft. However, these things can happen, so it’s best to be prepared. Building repairs are expensive and with most properties holding approximately £25,000 of contents, home insurance is a good way to be ready for the worst.
Endsleigh Contents Insurance
Endsleigh offer flexible contents cover where you can choose the protection you need. It’s adjustable and can be applied just to yourself or everyone under your roof.
Endsleigh Buildings Insurance
With buildings cover from Endsleigh, you can take advantage of a number of benefits:
Fixtures and fittings cover
This includes cover for built in kitchens, bathrooms and fixed bedroom furniture as well as central heating and plumbing systems. It also covers you externally for your driveway, garden path, walls, gates, fences, hedges and outbuildings.
£10,000 worth of liability cover which provides you against any accidental damage caused by employees you have working in your home.
Personal liability cover
Protects you if anyone suffers an injury on your property or as a result of a problem with your property, such as a structural defect.
You can choose a number of add-ons for your insurance policy from Endsleigh to help you build comprehensive cover that provides everything you need for complete peace of mind.
Legal expenses cover
Up to £50000 to cover legal costs in case you are involved in a dispute.
Mobile phone insurance
You can cover your phone at home, anywhere in the UK and up to 30 days worldwide against theft, loss, accidental and liquid damage.
Cover away from the home
Insure the things you take out with you against theft, loss and accidental damage, including while you’re abroad.
Accidental damage cover
You can upgrade your policy to include full accidental damage cover to protect the contents within your home. If you are a tenant, this will also cover the landlord’s contents that you are responsible for under your tenancy agreement, such as curtains and lampshades.
This provides you with 24 hour ‘first aid protection’ for your home.
Non-standard home insurance
Endsleigh also offer non-standard home insurance, which is great if your home if it’s a non-standard property or if it’s unoccupied or affected by subsidence or flooding.
Endsleigh have 15 years’ experience insuring non-standard homes, so offer flexible cover that is suited to the more tricky aspects of your home.
Endsleigh provide unique insurance options to protect both your buildings and contents where many other providers would not. This is because if your home is considered to be non-standard, it’s possible that you won’t be able to obtain a quote for a standard home insurance policy.
What defines a non-standard home?
Many people are unsure about what makes a home non-standard or "specialist". Below are some examples of properties which you may find difficult to insure with a standard policy.
- Unoccupied homes
- Homes which are undergoing renovation
- Properties affected by subsidence or flood
- Non-standard construction, including timber or steel-framed
- Homes with high-value contents
- Listed or period properties
- Properties with flat roofs or thatched roofs
- Country homes
- Barn conversions
- Holiday homes
Endsleigh will also provide you with a quote to cover your home if you have a conviction, unclear claims history, or have been previously declined insurance.