Equity Release Loans

Equity release loans enable you to get the most out of life by borrowing against the value of your home. This money, including any interest accrued, is then paid back to the company out of the funds made from the house sale upon your death. The advantages of an equity release loan include:

Unlocking value from your house
Not having to repay the loan until death
Retaining ownership and being able to continue living in your home.
Supplementing your retirement income

Equity release loans are only available to those who are 55 or older, so if you meet this criteria and are considering an equity release loan, fill out our simple form and an advisor will contact you to discuss your circumstances and help you to take the next step.

Lifetime mortgages as from October 2004 are regulated by the Financial Services Authority. A lifetime mortgage is a loan secured on your home. The loan and interest are normally repaid from the proceeds of the sale of your home when you die or move into long term care. With a home reversion plan you sell all or part of your home for cash. However you do not get the full market return for doing so.

The above equity release mortgage detail is for information purposes only as does not constitute financial advice under the Financial Services and Markets Act 2000. When considering any type of equity release product, it is important that you seek independent legal advice.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.