Excess Insurance

Car Hire Excess Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 180 days21 - 85Car Hire Excess Insurance from £1.99 per day. Covers car hire worldwide including rentals in your home country. Some of the protection provided would include: the rental company have claimed one of the baby seats was damaged; the car was significantly scratched at the time you returned it; following a mis–fuelling error you have been charged for significant repairs; a large bill for damage to the undercarriage of the vehicle has been charged to your card; any other circumstance where you had received an excess charge following a qualifying claim. Get Quotes >
1 - 31 days with option to extend21 - 84Car Hire Excess Insurance from £2.69 per day. Covers car hire worldwide including rentals in your home country. All sums insured/benefits are for each rental agreement. The excess on the rental agreement up to £5,000 with an option to increase the cover £50,000 where you need full Collision Damage Waiver. Cars and MPV's up to 9 seats covered. Great optional extras to extend cover including Extended Rental, Dual Lead Driver, Battery Failure Cover & Mobile Phone ChargesGet Quotes >

What is an insurance policy excess?

The excess is the amount you have to pay if you make a claim on your insurance. When you make an insurance claim you will be charged a compulsory excess, but many people also opt to pay a voluntary excess in order to keep their premiums down in the long term. It makes sense to compare insurance deals to find out which excess option is most suitable for you and will offer the best value in the future.

Although it can seem like an annoyance, charging an excess actually allows insurance companies to make their premiums more affordable overall. Without an excess, it’s likely that claims would increase dramatically which would mean that insurance had to raise the cost of premiums in order to cover their claim settlement costs.

What is excess insurance?

Fortunately, there is an option for people who want to avoid having to pay expensive excess charges in the event that they need to make a claim. Excess insurance is an extra level of insurance protection which will cover the cost of your excess if you make a claim.

Points to remember when choosing excess insurance

Always read the small print of your policy to ensure you don't get caught out. Check exactly what you will be covered for, and compare different excess insurance policies to make sure that you find the right one for you.