Expatriate Medical Insurance

Getting expatriate medical insurance can be more complicated than getting regular health insurance, but there is a growing number of companies that offer cover for those living or working outside of their home country. With this kind of medical insurance, expatriates still have much the same cover as with standard insurance, ranging from basic to comprehensive protection. Some of the things you could expect to be provided by expatriate medical insurance include:

Cash benefits if you spend time in hospital as an in-patient
Surgical procedures, treatment, care, medication, emergency medical costs, rescue services and ambulance transport
Pregnancy and childbirth
Costs of parents to stay in hospital with a sick child
Health screening
Disability compensation
Optional additions to your cover such as travel insurance

Some companies specialise in the kind of medical insurance expatriates need, but they will not necessarily offer the most competitive deal. The policies offered by different companies vary greatly, so it is worth shopping around to find the best deal for your circumstances, location and budget.