F&C Child Trust Fund
Invest in your child's future with F&C!
If you are looking for a home for your child’s
£250 trust fund voucher, take a look at the Foreign and Colonial Child Trust Fund to see if it meets your needs:
More info on F&C CTFs
| Children's Mutual Child Trust Fund |  | £10.00 pm | |
| Awarded Best Child Trust Fund (CTF) provider for 2006, 2007 and 2008. Up to £40 of FREE Mothercare Vouchers when you apply online. |
| Engage Child Trust Fund | | £5.00 pm | |
| Engage is one of the UK's leading Child Trust Fund providers. Up to £25 in FREE Boots Vouchers if you set up a Direct Debit Online. |
| Jump Child trust Fund | | £25.00 pm | |
| Jump is a Child Trust Funds savings plan specially designed for children. It is based on Witan Investment Trust. Witan's objective is to create wealth for its investors through stockmarket investment. |
Disclaimer
Please bear in mind that:
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place where appropriate will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Jump Children's Savings Plan | | £25.00 pm | |
| Jump is a Child savings plan specially designed for children. It is based on Witan Investment Trust. Witan's objective is to create wealth for its investors through stockmarket investment. |
| Baillie Gifford Children's Savings Plan | | £30.00 pm | |
| A cost effective Children’s Savings Plan, providing an easy way to invest for a child's future through the stock market. The Plan gives you a choice of two ways in which you can invest, choosing from either a Designated Account or a Bare Trust account. |
Disclaimer
Please bear in mind that:
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place where appropriate will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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Foreign and Colonial Child Trust Funds can either be:
- Stakeholder Plans; these invest in a broad spread of stocks and shares and have a capped charging structure. In addition to this, the fund is managed to reduce the level of investment risk, so that during the last five years of investment, the fund’s exposure to shares is reduced and is gradually switched to cash deposits to help guard against short term falls in the stock market as your child approaches 18.
- Non-stakeholder accounts; Foreign and Colonial offer an additional 14 funds from which parents can choose. These will include funds investing in UK and international shares or fixed interest securities, offering something that is likely to appeal to most people.
The Foreign and Colonial Child Trust Funds range does not offer a cash deposit based Child Trust Fund.
A stakeholder plan is likely to offer the potential for greater investment returns over the long term, however, if stocks fall in value, then it is possible that the fund at maturity could be less than the contributions paid in.
This type of plan is more likely to appeal to those willing to take some investment risk.
Conversely, the cash deposit based account will benefit from the addition of regular interest and can never go down in value but is unlikely to offer the potential for the same level of investment returns achievable by investing in stocks and shares.
This will be more suitable for those unwilling to expose the capital to any investment risk. Review Foreign and Colonial was established in 1868 and has a very strong presence throughout Europe. It specialises in investment trusts and manages the oldest investment trust quoted on the UK stock market.
