Invest in your child's future with F&C!

If you are looking for a home for your child’s £250 trust fund voucher, take a look at the Foreign and Colonial Child Trust Fund to see if it meets your needs:

More info on F&C CTFs

ProviderServiceISA OptionMinimum InvestmentMore Info
Family Investments Child Trust Fundno
£10.00 Per Month
More Info >
Family Investments, the award-winning children savings specialists
Foreign and Colonial Child Trust Funds can either be:

  • Stakeholder Plans; these invest in a broad spread of stocks and shares and have a capped charging structure. In addition to this, the fund is managed to reduce the level of investment risk, so that during the last five years of investment, the fund’s exposure to shares is reduced and is gradually switched to cash deposits to help guard against short term falls in the stock market as your child approaches 18.

  • Non-stakeholder accounts; Foreign and Colonial offer an additional 14 funds from which parents can choose. These will include funds investing in UK and international shares or fixed interest securities, offering something that is likely to appeal to most people.
The Foreign and Colonial Child Trust Funds range does not offer a cash deposit based Child Trust Fund.

A stakeholder plan is likely to offer the potential for greater investment returns over the long term, however, if stocks fall in value, then it is possible that the fund at maturity could be less than the contributions paid in.

This type of plan is more likely to appeal to those willing to take some investment risk.

Conversely, the cash deposit based account will benefit from the addition of regular interest and can never go down in value but is unlikely to offer the potential for the same level of investment returns achievable by investing in stocks and shares.

This will be more suitable for those unwilling to expose the capital to any investment risk. Review Foreign and Colonial was established in 1868 and has a very strong presence throughout Europe. It specialises in investment trusts and manages the oldest investment trust quoted on the UK stock market.



 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.