Fidelity ISAs
Fidelity ISAs
Fidelity ISAs »
Fidelity ISAs offer a wide choice of investment options so that you can make the most of your tax free investments. There are different Fidelity ISAs to choose from, depending on whether you want to invest in cash or in stocks and shares.
To open Fidelity ISAs, you will need a cash lump sum – either £500 or £1,000 depending on the type of ISA you have chosen.
Fidelity ISAs include:
- Fidelity Standard ISA: This is a Stocks and Shares ISA. There is a maximum investment of £7,200 per tax year
- Fidelity MoneyBuilder Cash ISA: This is a Cash ISA, so the maximum investment allowed over a tax year is £3,600.
You should think carefully before opting for any particular ISA deal, taking into account whether you want to take minimal risk with your capital, in which case you should consider a Cash ISA. Otherwise, if you are prepared to expose at least part of your capital to stocks and shares but one that has the potential for high returns you may wish to consider a Stocks and Shares ISA.
Other ISA Resources:
FREE ISA Brochures
FREE Brochure on Managing Your ISA Funds
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Please bear in mind that:
Investment ISAs are designed as medium to long term investments, for example at least five years.
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
If you choose an index-tracking trust which invests overseas, exchange rate variations may cause the value of your investment to increase or decrease.
If you unsure what Investment ISA plan is right for you speak to an independent investment adviser.