Below is an archive of UK financial news stories covering insurance, loans, mortgages, credit cards, pensions, investments and property.
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ISAs snapped up as investors seek better returns
10/05/2011
Investors flocked to stocks and shares ISAs on their search for higher returns this ISA season, IMA statistics show. more 
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Fixed rate bonds get a boost despite interest rate lows
05/05/2011
With growing expectations that the Bank of England will further delay an increase in interest rates, providers are aiming to defy the low rate environment by boosting fixed rate bonds. more 
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Cash ISA savers lose out – but there are alternatives
04/05/2011
Cash ISA savers are losing out as the average rate falls below 0.50%, but there are alternatives. more 
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Companies will need incentives for corporate ISAs to boost retirement savings
03/05/2011
Fair Investment Company is calling on the government to move quickly on improving workplace savings models, following the response to the early access to pension savings call for evidence. more 
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Looking for investments with the potential for an early return?
26/04/2011
Structured investments known as kick-outs allow investments in fixed term plans which can mature early, returning a defined level of interest, if certain conditions are met. more 
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Investment Focus: Aegon Ethical Equity Fund
26/04/2011
The Aegon Ethical Fund invests in UK equities along ‘dark’ green criteria, excluding certain companies from investment. We asked the fund manager Audrey Ryan how the fund sticks to its ethical principles while aiming to generate a return for investors. more 
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Investment Focus: Invesco Perpetual Monthly Income Plus Fund
26/04/2011
The perennially popular Invesco Perpetual Monthly Income Plus Fund invests in bonds and equities aiming to deliver a total return to investors of some capital growth and a monthly income. We look at how the fund is investing with Neil Woodford sticking to his equity strategy that has proven to be a contrarian stance compared to the wider UK equity market. more 
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No change in number of MPC votes for interest rate hike
20/04/2011
Three members of the Bank of England Monetary Policy Committee continued to press for an interest rate increase when the committee voted to keep the Bank Rate at 0.50 per cent. more 
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Gartmore funds move over to Henderson as takeover completes
18/04/2011
Henderson Global Investors completed the takeover of Gartmore on 4 April and has announced that the Gartmore Cautious Managed Fund is moving over to the group. more 
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Price pressures continue despite inflation fall
13/04/2011
Inflation in March fell back to four per cent in March from a 4.4 per cent level in February, prompting predictions that the Bank of England may delay raising interest rates to later in the year. more 
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New ISA allowance: The search for income
12/04/2011
If the end of the tax year on 5 April saw banks and investment houses competing to win last minute ISA customers, the beginning of the new tax year is an opportunity for you to make the best use of the new higher ISA allowance. more 
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Ethical investing doesn't mean sacrificing returns
12/04/2011
The growing interest in green or ethical investing, an area where as many as 700,000 people in the UK are investing, has led to an ever longer list of options for investors, and an investment universe that offers competitive returns. more 
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Investment Focus: Jupiter Ecology Fund
12/04/2011
We asked manager of the Jupiter Ecology Fund about his background in socially responsible investment (SRI) and the more 
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Flat-rate state pension outlined
06/04/2011
The government has set-out detail of a new single-tier state pension expected to be worth around £140 a week in a bid to reform a state pension system ‘dogged by complexity’. more 
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Early bird savers can take advantage of new ISA allowance
06/04/2011
Early bird investors and savers can take advantage of the new higher ISA allowance and a full year of earning interest with the start of the new tax year. more 
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Survey shows cash ISAs still popular as cut off date arrives
04/04/2011
ISAs remain a popular way to save, according to a survey that found over 90 per cent of respondents had a cash ISA. more 
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One million investors expected to make last minute ISA dash
04/04/2011
More than one million people are expected to invest through a stocks and shares ISA before the deadline on 5 April, according to a fund manager. more 
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Last minute stocks and shares ISAs
01/04/2011
Share dealing ISAs are amongst the options for last minute stocks and shares ISAs, if you are looking to invest in the ISA tax shelter by 5 April. more 
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Last minute cash ISA options
31/03/2011
As the ISA season draws to a close there are still some cash ISA options available if you have left your tax efficient savings to the last minute. more 
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Investments to supplement income when inflation is high
31/03/2011
The official rate of inflation hit a two year high of 4.40 per cent in February with the expectations that inflation will remain between four and five per cent in 2011, presenting a major hurdle if you are looking to supplement your income with your investments. more 
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Support for Junior ISA - bringing children's savings into the 21st century
31/03/2011
As reports emerge that the Junior ISA will allow all those that have not opened a Child Trust Fund to invest £3,000 a year free from income and capital gains tax, head of investment research at Fair Investment Company, George Ladds, who called for a Children's ISA back in June comments. more 
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More Junior ISA details unveiled
31/03/2011
Junior ISAs with a limit likely to be £3000 a year will be eligible to all children under 18 who do not have a Child Trust Fund. more 
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Budget: How tax can affect your savings and investments
31/03/2011
Following the Budget announcement, and with the end of tax year approaching, tax allowances for saving and investing have been in the spotlight. more 
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Fair Investment named best green and ethical ISA fund supermarket for second year running
29/03/2011
Fair Investment Company has been named best green and ethical stocks and shares ISA provider for two years in a row by National Ethical Investment Week (NEIW). more 
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Junior ISA confirmed in Budget
24/03/2011
The government’s 2011 Budget confirmed that Junior ISAs would be introduced for all UK children under 18 who do not have a Child Trust Fund. more 
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Lower annual ISA increase expected after inflation change
24/03/2011
The measure for increasing the annual ISA allowance will move to using the Consumer Prices Index (CPI) rate of inflation from next year, the Chancellor disclosed in the Budget. more 
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Budget seeks reform and growth
23/03/2011
The 2011 Budget aimed at delivering reform and economic growth will simplify the UK’s complicated tax system and lead to the introduction of a flat rate state pension. more 
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Budget offers first time buyers £250m for mortgage deposits
23/03/2011
First time buyer mortgage market to be injected with £250m for deposits, the Chancellor has announced in the Budget. more 
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Bank committee remain split on interest rates
23/03/2011
Members of the Bank of England Monetary Policy Committee remain split on whether to change interest rates levels, minutes from the committee’s March meeting show. more 
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Alternative cash ISA options for competitive returns
22/03/2011
Interest rates are low and inflation is high, not a great combination for savers. With the Bank Rate clocking-up two years at 0.50 per cent. more 
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Why you shouldn't put all your ISAs in one basket
22/03/2011
Limiting your exposure, building a multi-asset portfolio, not keeping all of your eggs in one basket; however you describe it, diversification is a constant theme for investors. And with the ISA deadline fast approaching, Fair Investment Company's associate director Oliver Roylance-Smith explains why, as with any type of investment, when it comes to ISAs, diversification is the key. more 
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Fund managers provide investment update following Japan earthquake response
22/03/2011
While the Japanese stock market suffered significant falls and selling by investors following the earthquake and tsunami which hit the country on 11 March, fund managers say now could be a good time to invest in some companies. more 
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Stocks and shares ISAs: A world of opportunities
15/03/2011
Where can you invest with a stocks and shares ISA? A better question would probably be where can’t you invest. more 
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Cash ISA rates rise despite Bank Rate doldrums
15/03/2011
Despite the 0.50 per cent official interest rate remaining, banks and building societies have raised their game to win customers for the 2011 ISA season. We look at some of the leading cash ISAs available through Fair Investment Company.
more 
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Sorry or savvy – what kind of ISA saver are you?
15/03/2011
The base rate has been at 0.50 per cent for more than two years now, and in that time, cash ISA savings rates have been taking a real battering with around one in eight paying 0.50 per cent or less. more 
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Schroders comments on Japanese crisis
15/03/2011
The Japanese stock market fell by over six per cent in the wake of the earthquake and tsunami that hit the country last week. more 
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The key to managing your own investments
08/03/2011
Fair Investment Company's associate director Oliver Roylance-Smith discusses ways to diversify and manage your own investments. more 
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Why you shouldn't put all your ISAs in one basket
08/03/2011
Diversification has a long history as an investment principle, aiming to limit risk when seeking returns. We look at the reasons for diversifying and some of the options available when it comes to accessing different markets and assets with your ISA. more 
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Investment Focus: Barclays Wealth Global Markets funds
07/03/2011
The Global Markets funds from Barclays Wealth help investors diversify their portfolio without paying higher levels of charge. Using Exchange Traded Funds (ETFs), the funds gain exposure to different assets and markets in a cost-effective way. more 
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Alarming savings trend as number of savers falls, bank says
03/03/2011
The number of people not keeping savings has increased by 16 per cent since 2009, with one in three adults to save anything at all, a survey by Scottish Widows has found. more 
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ISAs should lead pension reform, Fidelity says
03/03/2011
Fund manager Fidelity International is calling on the government to abandon its discussion on early access to pensions and concentrate on how ISAs can boost saving for retirement. more 
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Banks improve interest rates for ISA season
01/03/2011
The battle for Cash ISA savers has intensified in the run-up to the end of the tax year, with banks offering increased rates and variable accounts in the spotlight. more 
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Pressure grows for interest rate increase
23/02/2011
Three members of the Bank of England Monetary Policy Committee voted to increase interest rates in the committee’s meeting in February. more 
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Investment Focus: Allianz RCM BRIC Stars Fund
21/02/2011
The Allianz RCM BRIC Stars Fund has been investing in Brazil, Russia, India and China (BRICs) since 2006. With increasing focus on investor interest in the emerging market economies, we heard from the fund's manager Michael Konstantinov on his expectations for 2011. more 
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Making the most of your ISA
21/02/2011
ISAs are free from income tax and capital gains tax, from April 2011 the allowance will increase from £10,200 to £10,680. Half of the ISA allowance can be saved in cash. This is our guide to making the most of your ISA. more 
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Bringing pensions together
21/02/2011
Research shows people move on average 11 times between employers, potentially building up separate pensions. If consolidation is right for you, it can make managing pension savings simpler and quicker. more 
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Expectations for interest rate rises as inflation hits 4%
16/02/2011
Speculation over increases to interest rates has heightened following a further increase in inflation, but the Bank of England has cautioned against making judgements on the timing of a rise in rates. more 
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Fair Investment launches ISA.co.uk
14/02/2011
Fair Investment Company today launches ISA.co.uk, a site dedicated to offering market-leading cash and stocks and shares ISAs. more 
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What next for bond investments?
09/02/2011
A growing number of fund managers and commentators are warning that the return from bond investments will decline in 2011, we look at the options for bond investors in strategic bonds and investment strategies that guard against falls in bond prices. more 
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Vanguard launches inflation-linked tracker fund
09/02/2011
The fund manager Vanguard recently launched the Vanguard UK Inflation-Linked Gilt Index Fund – a passive fund designed to track an index of inflation-linked bonds issued by the UK government. more 