First Direct Bank Charges

Like other banks’ fees which the Office of Fair Trading has called unlawful, First Direct bank charges have been found to be excessive and disproportionate to the real costs faced by them as a result of your exceeding an overdraft limit or bouncing a cheque. You can now try to claim back your unfair First Direct bank charges by one of several ways.

Write to First Direct and request a list of the charges, then ask that they be refunded to you. If this is unsuccessful, write again to inform them that you will take the case to a small claims court.
Claim them back through an intermediary company that will make the claim on your behalf; such companies will also give you advice and represent you if it cannot be settled out of court.

Using a company to claim back your First Direct bank charges can be useful, because they have agreements with banks that can speed up your claim and increase the chance of a successful outcome, click on the link below for a: