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First Direct Credit Cards

First Direct offer a range of three VISA credit cards, with each card aiming to suit a different type of customer and financial circumstance. First Direct combine competitive rates of credit card interest with an array of features that aim to integrate online and phone technologies to give you easy access to management and information on your account.

First Direct credit cards also benefit from the traditional security, flexibility and convenience of the VISA payment system.

Top Deals

Provider	Balance Transfers	Purchases	Representative APR (Variable)	Apply
	0% for 16 months 1.99% fee	0% for 6 months	15.8%	Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 9 months 2.90% fee	0% for 15 months	16.9%	Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank) Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9% Earn points when you spend Collect 1 Clubcard point for every £4 you spend anywhere in the world Collect 5 points for every £4 you spend on fuel at Tesco filling stations 10 customers will win £1,500 towards the cost of Christmas No annual fee
	0% for 13 months 2.89% fee	0% for 13 months	18.9%	Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 20 months 2.99% fee	0% for 3 months	16.8%	Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank) Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

* See Credit Card Provider Terms & Conditions

0% Bal. Transfer

Provider	Balance Transfers	Purchases	Representative APR (Variable)	Apply
	0% for 22 months (maximum balance transfer: £3,000) 3.50% fee	0% for 3 months	17.9%	Apply Now >
Halifax Balance Transfer Credit Card (Issued by Halifax) Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 17.95% A long introductory interest free period to help you manage your existing credit Manage your account online No annual fee You must have an annual income of £20,000 or more to apply
	0% for 20 months 2.99% fee	0% for 3 months	16.8%	Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank) Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 16 months 1.99% fee	0% for 6 months	15.8%	Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 15 months 3.50% fee	0% for 15 months	17.9%	Apply Now >
Halifax All in One MasterCard (Issued by Halifax) Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0% The APR and length of the promotional offer are dependent on your personal circumstances. You don't have to choose between 0% on balance transfers and purchases No annual fee Discounts on travel, entertainment and shopping

* See Credit Card Provider Terms & Conditions

0% on Purchases

Provider	Balance Transfers	Purchases	Representative APR (Variable)	Apply
	0% for 9 months 2.90% fee	0% for 15 months	16.9%	Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank) Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9% Earn points when you spend Collect 1 Clubcard point for every £4 you spend anywhere in the world Collect 5 points for every £4 you spend on fuel at Tesco filling stations 10 customers will win £1,500 towards the cost of Christmas No annual fee
	0% for 13 months 2.89% fee	0% for 13 months	18.9%	Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 12 months 3.00% fee	0% for 12 months	17.9%	Apply Now >
Bank of Scotland All in One MasterCard (Issued by Bank of Scotland) Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0% No annual fee

* See Credit Card Provider Terms & Conditions

First Direct Credit Cards

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