First Direct Loans are only available to those who are already First Direct current account holders. They provide:

  • Borrowing of £1,000 to £25,000
  • Competitive rates of interest
  • A choice of repayment periods to suit your needs
  • They have no restriction of use, provided it is not for business or illegal purposes

First Direct can also arrange a temporary increase for you overdraft until any loan funds become available, subject to conditions. Before you decide which loan provider to go with, use our loan calculator or click on the links below to compare a number of deals from some of the leading UK lenders.

LenderMin - Max LoanCredit HistoryAPRTermApply
£7,500 - £14,999Good6.40%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,000 - £15,000Good6.90%1 to 5 YearsGet Quotes >
Loans from £7,000 - £15,000. Instant decision. Same day transfer of funds Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.90% paying £196.56 a month will result in a total sum of £11,793.43 over the loan term.
£15,000 - £19,999Good7.90%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£15,000 - £20,000Good8.00%1 to 5 YearsGet Quotes >
Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.3% paying £193.91 a month will result in a total sum of £11,634.60 over the loan term..
£20,000 - £25,000Good8.00%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,500 - £14,999Good8.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Rates fixed for the lifetime of the loan. Instant decision online. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 8.9% paying £246.77 a month will result in a total sum of £11,844.96 over the loan term.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. Our address is; Kings House, 14 Orchard Street, Bristol, BS1 5EH. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.