First Time Buyer Fixed Rate Mortgages

Latest Fixed Rate Mortgage Deals For First Time Buyers

Latest Deal - NatWest 2 Year Fixed Rate »

Call FREE - 0800 158 2934 

3.69%Reverts to 3.75% after 2 years
  • 5% Deposit Required
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare latest first time buyer fixed rate mortgages:

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.59%

Reverts to 4.70%

2

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

First Time Buyer Fixed rate Mortgage Deals

Buying your first home can be both exciting and daunting. For most people a mortgage will be required to make home ownership a reality but it is important to remember that with taking out a mortgage comes the responsibility of repaying it. Before setting out to buy a home you should determine how much you can afford to borrow. In determining this you should factor in your total income, any money owing e.g loans or credit cards and other costs such as living expenses. Use our mortgage calculator to work out how much your monthly mortgage repayments might be. Different lenders have different criteria on how much they will be happy to lend you so this will affect the mortgage deals available to you.

 

In repaying your mortgage you have different options on repaying it back. With a repayment mortgage you pay back every month some of the loan as well as interest so effectively each month you pay a little off your mortgage. If you make all the agreed repayments over the term of the mortgage you will repay off the loan at the end of the mortgage term. With an interest only mortgage you pay off only interest every month so the responsibility is on you to have a way of paying the loan at the end of the mortgage term.

 

In choosing a mortgage you have a number of options. You can use our tables above to help you select a product and call the respective lender direct who will advise you on your options or you speak to our independent mortgage broker team to help source you a mortgage plan from a panel of providers. Call our team today on 0117 332 6063 or complete our short enquiry form

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Call 0117 332 6063

to speak to the Fair Mortgages team.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker