There are plenty of banks, building societies and independent brokers offering first time buyer mortgage deals but before you decide, you could shop around and seek independent advice to make sure you find the best first time buyer mortgage deal for you.
Most types of first time buyer mortgage deals include:
Tracker mortgages – which offer a rate of interest either above or below the Bank of England Base Rate for a set period or for the life of the mortgage
Fixed rate mortgages – so you know that the payments won't change for the term of the mortgage
Interest only mortgages – you will not be paying off the balance, just the interest
Variable rate mortgages – the rates change with the base rate set by the Bank of England
Capped rate – similar to a variable rate product but it won't go above the level you agreed to. If interest rates fall, so will the rate you pay on your mortgage
To find the best possible first time mortgage deals, simply click on the link and fill in our quick enquiry form or see the table.