First Time Buyer Mortgage Rates

Compare first time buyer mortgage rates

First time buyer mortgage rates can vary significantly depending on the mortgage provider, how much you want to borrow, and how much of a deposit you have, so it is worth comparing a range of deals to ensure you are getting the best one for you - we have put together our selection of the latest first time buyer mortgage rates to make it easier for you to find the right deal:

First Time Buyer Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
4.79%
2 YearsFixed Rate NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
4.99%
2 YearsFixed Rate4.80%90%More Info >
£995 product fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
6.09%
5 YearsFixed Rate5.10%90%More Info >
New purchase only. No product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

No doubt you will have a lot of questions if you are new to the property market, so speaking to an advisor is probably the best way to get answers quickly and in a way that relates to your specific needs.

If you want to find out more about first time buyer mortgage rates, click on the link and fill in our simple form. An authorised advisor will then contact you to:

  • Talk you through the property buying process
  • Help you to compare rates
  • Search the market for competitive quotes that you can afford

If you want to know the difference between a tracker and a fixed rate, or simply to find out more about current first time buyer mortgage rates, simply fill in the form and let an advisor do the hard work for you.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 yearsTracker4.40%75%More Info >
£995 arrangement fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker