FirstSave Fixed Rate Bonds

Compare Fixed Rate Bonds From Different Providers

FirstSave fixed rate bonds offer competitive returns on your savings in return for locking your money away - and you don't even have to lock it away for long.  We don't currently offer FirstSave fixed rate bonds, but there's a wide range of other deals to choose from in our comparison tables, so whether you're looking for short or long term savings, see below to find the right fixed rate bond for you:









per annum

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Earn 2.02% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected


per annum

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Earn 2.30% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected


per annum

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Earn 2.52% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected


per annum

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Earn 2.65% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years


per annum

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Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

 Features of FirstSave fixed rate bonds include:

  • A choice of terms to suit your needs
  • Minimum investment of £1,000
  • Minimum investment of £1,000 to get your interest paid annually
  • Minimum investment of £5,000 to get your interest paid monthly
  • Available for terms of 1 and 7 years
  • No withdrawals permitted until bond reaches maturity


With most fixed rate bonds you will lose easy access to the money you deposited, once you open the account, until the bond term ends. Because of this it is worth shopping around beforehand to make sure you are getting the best deal for you. You may also want to look into other types of investment as well.


  • Tracker bonds – This bond differs from fixed rate, instead of the interest state staying consistent over the course of the bond. It is linked to the Bank of England’s Base Rate; therefore if any changes are made to the base rate the rate of interest you will receive to reflect this. This means you could end up with a better or worse rate of interest on your bond.


  • Structured Deposits – Structured deposits normally offer higher potential interest rates than bonds, but you are not guaranteed to receive any interest payments, there is a risk you will only get your original deposit back at the end of the term. This is because structured deposits are normally linked to a share index or indices, like the FTSE 100. Getting an interest payment from this type of plan depends on if the index the plan is tied to perform in the way set out in the structure deposit. Because you risk earning no interest with this type of plan you should carefully evaluate if it is right for you before you take one out


  • Savings Account – Savings account may be better suited for people who think they may need sudden access to their savings. Although they normally offer worse rates of interest than deposits or bonds they do allow you easy access to your funds should you ever need them.