Fixed Homeowner Loan Rates

Fixed Homeowner Loan RatesFixed Homeowner Loan Rates

A homeowner loan with a fixed rate can be obtained from a wide selection of banks, building societies and other loan companies.

Homeowner loans typically allow better terms of lending than those without the property as security, and a fixed rate homeowner loan simply guarantees the rate of interest charged for repayments either over the full term of the loan or for a set period. This fixed level on the size of repayments allows less uncertainty when planning finances, and can be of particular importance for those with tight budgets.

The disadvantage of a fixed rate homeowner loan is that it removes the potential for savings should interest rates fall in variable or tracker loans. This does, however, negate the possibility of increased payments should interest rates increase.

For more information on fixed homeowner loan rates see below.

Lender
Min Loans
Max Loans
Typical APR
Apply
First Plus
£5K
£100K
8.5%
Nemo
£10K
£100K
9.7%
Accepted
£7.5K
£105K
10.5%
Ocean Finance
£3K
£100K
13.8%
Welcome Finance
£1.5K
£20K
25.0%

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

All Fixed Homeowner Loan Rates are subject to status and ability to repay. Loans are secured on property and are for home owners and mortgage payers only.Please be sure to read the Fixed Homeowner Loan Rates agreement fully and carefully before making any agreement.

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