Fixed Offset Mortgage

A Fixed offset mortgage is a mortgage where you can use your savings to offset the amount you owe to reduce term of your mortgage and/or the amount you pay each month. For example, if you have a mortgage of £150,000 and savings of £20,000, you only pay interest on the difference, which is £130,000.

A fixed offset mortgage is one which has a fixed interest rate rather than following the tracker rate. Our service can help you find a fixed offset mortgage deal. All you need to do id fill in the form and you will get:

  • Professional help and advice about fixed offset mortgages
  • A quick and easy service – there is only one form to fill in
  • FREE no obligation fixed offset mortgage quotes

Our service can hep you find the most competitive fixed offset mortgage rates on the market – just click on the link below, fill in the simple form, and an advice will be in touch to discuss your options and offer no obligation quotes.

Current Mortgage Deals
Initial RateProviderPeriod ToTypeAPR*LTV 
1.90% ING DirectJul 2014Discounted Variable 3.40% 70% More >
1.98% Skipton BSMay 2014Variable 4.70% 60% More >
1.99% first directMay 2014Variable 3.60% 65% More >
1.99% Royal Bank of ScotlandJun 2014Variable 3.80% 50% More >
1.99% The Mortgage WorksJul 2014Variable 4.60% 70% More >
*APR - Overall Cost for Comparison
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 yearsTracker4.40%75%More Info >
£995 arrangement fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker