Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Fixed Rate Savings

Check out the latest fixed rate savings and apply online!

Get peace of mind with fixed rate savings - your savings rate is not affected by Bank of England rate cuts!

There are many different forms of fixed rate savings, including accounts, bonds and ISAs; check out the latest fixed rate savings rates in the table below!

Best Sellers Savings Plans

Latest Fixed Rate Bond Deals

Savings Selection

Inflation Beating Savings Plans

Instant Access Savings Accounts Deals

Savings Selection

Account	Interest Rate (AER)	Term	Apply
5 Year Fixed Term Deposit Account	4.00%	5 Years	Apply Now >
Interest paid either Annually at 4.00% Gross/AER, Quarterly or Monthly interest also available. Minimum Deposit £10,000.			Apply Now >
Investec FTSE 100 3 Year Deposit Plan	17.25%	3 Years	Apply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.			Apply Now >

* Income payments and returns are dependent upon the FTSE 100 Index.

Account	Interest Rate (AER)	Term	Apply
5 Year Fixed Rate Bond	4.26%	5 Years	Apply Now >
Earn 4.26% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.			Apply Now >
3 Year Online Bond	3.72%	3 Years	Apply Now >
A rate of 3.72% Gross/AER fixed for 3 years. Deposit from £500. No additional withdrawals or deposits.			Apply Now >
2 Year Online Bond	3.63%	2 Years	Apply Now >
A rate of 3.63% Gross/AER fixed for 2 years. Deposit from £500. No additional withdrawals or deposits.			Apply Now >
1 Year Online Bond	3.27%	1 Year	Apply Now >
A rate of 3.27% AER fixed for 1 year. Deposit from £500. No additional withdrawals or deposits.			Apply Now >

See other fixed rate bonds

Account	Rate	Term	Apply
Investec FTSE 100 3 Year Deposit Plan	17.25%	3 Years	Apply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.			Apply Now >
Fair Investment Income Deposit Plan	7.00%	6 Years	Apply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >
2 Year Online Bond	3.63%	2 Years	Apply Now >
A rate of 3.63% Gross/AER fixed for 2 years. Deposit from £500. No additional withdrawals or deposits.			Apply Now >
1 Year Online Bond	3.27%	1 Year	Apply Now >
A rate of 3.27% AER fixed for 1 year. Deposit from £500. No additional withdrawals or deposits.			Apply Now >

Provider	Account	Interest Rate (AER)	Term	Apply
	Fair Investment Income Deposit Plan	7.00%	6 Years	Apply Now >
	A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >

* Income payments and returns are dependent upon the FTSE 100 Index.

Provider	Account	Interest Rate (AER)	Term	Apply
	Nationwide MySave	3.17%	Easy Access	Apply Now >
	Up to 3.17% AER (including 1.62% gross p.a. bonus for 12 months when you save £25,000 or more) Open with £1,000. Easy access, with 1 free withdrawal per year.			Apply Now >
	ING Direct Savings Account	3.10%	Instant Access	Apply Now >
	3.10% AER variable (3.06% gross p.a.) including a fixed bonus of 2.56% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.			Apply Now >
	NetSaver	3.06%	Easy Access	Apply Now >
	3.06% gross/AER variable including 12 month fixed bonus of 2.06% paid until 30th June 2013. £1,000 minimum opening balance. Easy access. Online management.			Apply Now >
	Online Saver	3.01%	Instant Access	Apply Now >
	Rate includes a 1.36% gross/AER fixed interest bonus for the first 12 months. Monthly interest available. Unlimited free withdrawals. Open with £1.			Apply Now >
	Direct Transfer Account	2.80%	Easy Access	Apply Now >
	Includes a 0.89% bonus payment for the 1st 12 months giving you a return of 2.80% AER. Open with £1,000.			Apply Now >
	Nationwide Regular Savings	up to 2.50%	Instant Access	Apply Now >
	Earn tiered rates of up to 2.50% Gross/AER when you save £500 or more. Open with £1. Unlimited withdrawals. Save up to £1,000 each month.			Apply Now >
	Lloyds TSB International Bonus Saver	1.51%	Instant Access	Apply Now >
	From 0.6% - 2.01% with 12 month bonus.			Apply Now >
	Online Bonus Saver	0.75%	Instant Access	Apply Now >
	0.75% including a 0.50% bonus on months where you don't make a withdrawal. Rate without bonus is 0.25%.			Apply Now >
	Easy Saver	1.60%	Instant access	Apply Now >
	1.60 AER/Gross variable. This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.			Apply Now >
Existing customers only	eSavings Account	2.50%	Instant access	Apply Now >
Existing customers only	Existing customers only. 2.50% AER/Gross (variable) on balances of £10,000 or more or 1.60% AER/Gross from £1 to £10,000. These rates include a fixed introductory bonus of 1.50% AER for the first 12 months.			Apply Now >

Account	Interest Rate (AER)	Term	Apply
5 Year Fixed Term Deposit Account	4.00%	5 Years	Apply Now >
Interest paid either Annually at 4.00% Gross/AER, Quarterly or Monthly interest also available. Minimum Deposit £10,000.			Apply Now >
3 Year Fixed Rate Bond	3.61%	3 Years	Apply Now >
Earn 3.61% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available			Apply Now >
Nationwide MySave	3.17%	Easy Access	Apply Now >
Up to 3.17% AER (including 1.62% gross p.a. bonus for 12 months when you save £25,000 or more) Open with £1,000. Easy access, with 1 free withdrawal per year.			Apply Now >
ING Direct Savings Account	3.10%	Instant Access	Apply Now >
3.10% AER variable (3.06% gross p.a.) including a fixed bonus of 2.56% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.			Apply Now >
18 Month Fixed Rate Bond	2.80%	18 Months	Apply Now >
18 Month Fixed Rate - 2.80% AER. Open to new and existing customers. Click to learn more.			Apply Now >
E-Cash ISA	2.50%	Instant Access	Apply Now >
Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit.			Apply Now >
9 Month Fixed Rate Bond	2.50%	9 Months	Apply Now >
9 Month Fixed Rate - 2.50% AER. Open to new and existing customers.			Apply Now >

Cash ISA Selection

Account	Interest Rate (AER)	Term	Apply
Investec FTSE 100 3 Year Deposit Plan	17.25%	3 Years	Apply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.			Apply Now >
Fair Investment Income Deposit Plan	7.00%	6 Years	Apply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >
1 Year Fixed Rate Cash ISA	3.30%	1 Year	Apply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).			Apply Now >

See more Cash ISAs

*Income payments and returns are dependent on the performance of the FTSE 100 index.