Fixed Rate Self Cert Mortgages

Compare mortgage deals...

Since the credit crisis it has become almost impossible to get fixed rate self cert mortgages as lenders are reluctant to lend to people who can not prove their income. The Government is considering scrapping them altogether to avoid a similar financial crisis in the future. 

Compare some of the latest fixed rate mortgages deals available in the table below:  

Fixed Rate Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
2.99%
2 YearsFixed Rate4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.99%
2 YearsFixed Rate4.10%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
4.79%
2 YearsFixed Rate NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

In the past, you could benefit from a fixed rate self cert mortgages if you:

  • Work for yourself
  • Work as a freelancer or contractor
  • Are paid via bonuses or commission
  • Receive your income from more than one source

Our self cert service could help you to find a mortgage that suits your needs, all you need to do is fill out our simple enquiry form, and you can get free no obligation quotes and advice about the latest fixed rate mortgage deals – just click on the link.

Fixed Rate Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
2.99%
2 YearsFixed Rate4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.99%
2 YearsFixed Rate4.10%60%More Info >
£999 product fee.
Call 0800 068 7624 to speak to an RBS mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
4.79%
2 YearsFixed Rate NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker