Focus FTSE Defensive Kick Out Plan September 2017

6.3% each year, even if the FTSE falls up to 15%...

The potential growth from the stock market is one of the main reasons that we choose to invest. But for those looking for investment level returns even if the market stays relatively flat or even goes down slightly, there are also options.

The Focus FTSE Defensive Kick Out Plan will kick out and return 6.3% for each year invested provided the level of the FTSE 100 Index is at or above the required level at the end of each year The required level is 100% of its starting value at the end of year two, 95% at the end of years three, four and five and 85% at the end of year six. So the FTSE could fall up to 15% and you still receive a return.

If the Index closes below the required level each year, no growth return will be paid and your initial capital will be returned in full unless the FTSE has fallen by more than 40% at the end of the term. If it has, your initial investment would be reduced by 1% for each 1% fall and so you could lose some or all of your investment.

For those investors who are not confident that the FTSE will keep going higher in the coming years, this defensive investment could be interesting opportunity.

Plan Details
  • Potential fixed payment of 6.3% gross for every year the Plan is active
  • Capital at risk product*
  • Investment term - Up to 6 Years
  • Arrangement fee applies
  • Minimum single investment - £5,000
  • Maximum ISA investment - £20,000
  • ISA transfers accepted
  • No maximum total investment
  • The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts
  • Investment deadline for ISA transfers:  The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available 
  • Investment deadline for direct and ISA investment by cheque: The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available
  • Investment deadline for direct and ISA investment by bank transfer: The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available

*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Credit Suisse AG) to repay the monies.

Reduced arrangement fee: For investments of £100,000 or more into this plan, processed through Fair Investment Company, your arrangement fee will be reduced to 2% of your original investment.

"Oliver Roylance-Smith, DirectorFor those investors who are not convinced the FTSE will rise significantly in the coming years, this defensive investment plan offers the potential for a competitive return, even if the market falls slightly over time."

Oliver Roylance-Smith, Head of Savings and Investments 


Important Information
Please note that it is now too late to apply for this product, but a new version will be available shortly. Please fill in the form below and details of the Focus FTSE Defensive Kick Out Plan November 2017 will be sent to you as soon as they become available.
Request a brochure by email and post:
Focus FTSE Defensive Kick Out Plan November 2017
 
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Sum to Invest

This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.

There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

If you are at all unsure of the suitability of these types of investment, both in respect of their objectives and their risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Conduct Authority.