Free Debt Counselling

If you are struggling with your finances, there are several charitable organisations and government run agencies that provide free debt counselling.

Often, the free debt counselling service will assist by:

Contacting your secondary creditors (credit cards, bank loans)
Help you formulate a budget ensuring that any interest and charges are stopped, and priority debts are cleared first
Negotiate affordable repayments - advisors that offer free debt counselling have a good understanding of the legal system and can negotiate affordable repayments

If you are struggling with your day to day finances or if you are at risk of losing your home or assets, free debt counselling could benefit you. Fill in the Debt Management Advice form and a specialist advisor will be in contact to talk you through your options.