Free Prepaid Credit Cards

Free prepaid credit cards offer a new approach to handling your money – a card with no debt, no interest and no credit checks.  You can load a free prepaid card up with money, which you can then use for all the things you would use a credit card for.  More and more companies are offering this debt-free form of card so be sure to compare the deals available for their charges and fees.

Features of a free prepaid credit card include:

  • You can use them for all the things you’d use a normal card for – paying bills, making purchases, withdrawing cash and internet shopping, among others.
  • They are easily accessible with no credit checks.
  • You are only spending money that you already have, so no worry about getting into debt or interest rates on the balance of a prepaid credit card.
  • It can be a great way to control the spending of children or employees, giving them a card with a prepaid amount on them with all the flexibility of a normal credit card.

Not all prepaid credit cards are free, some charge an application fee, monthly service charge, ATM withdrawal fees and other charges, so compare prepaid credit cards to make sure you find the best one.

Prepaid
ProviderInitial FeeMonthly FeeWithdrawal FeeApply
£9.95None2.95%Apply Now >
Virgin Money Pay As You Go Prepaid Visa (Issued by MBNA Europe)
No bank account needed, and no credit checks.
£4.50 - £5.00None£0.75Apply Now >
ClearCash Pay As You Go Prepaid MasterCard
  • No bank account needed, and no credit checks.
  • Access to cashback site, budgeting tools, numerous loading options.
£4.95£4.95£0.99Apply Now >
Cashplus Gold prepaid MasterCard (Issued by APS Financial Ltd (AFL)
  • No ATM, monthly or UK purchase fees for the first 3 months.
  • The first UK prepaid card that could help you establish or build your credit rating at no extra cost and to offer free Purchase Protection on purchases.
£4.50 - £5.00£9.99£0.50Apply Now >
ClearCash Pay Monthly Prepaid MasterCard
  • Designed as a great alternative to a bank account – no credit checks done.
  • Just one monthly fee, no transaction fees. Purchase protection.
  • Budgeting tools, SMS Balance facility, discount shopping & more.
£5.99None£1.50Apply Now >
Freedom Eagle Cash Card – Prepaid MasterCard (Issued by Transact Network)
£1,650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
£6.49£4.99£0.50Apply Now >
Tuxedo Money Plus The Sun Prepaid Mastercard (Issued by Newcastle Building Society)
Choose a 2nd card for no extra cost and make the most of a pay as you go option!

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

Top Deals
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 16 months
1.99% fee
0% for 6 months15.8%Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 9 months
2.90% fee
0% for 15 months16.9%Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank)
Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9%

  • Earn points when you spend
  • Collect 1 Clubcard point for every £4 you spend anywhere in the world
  • Collect 5 points for every £4 you spend on fuel at Tesco filling stations
  • 10 customers will win £1,500 towards the cost of Christmas
  • No annual fee
0% for 13 months
2.89% fee
0% for 13 months18.9%Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 20 months
2.99% fee
0% for 3 months16.8%Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank)
Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8%

  • Discounts on holidays, experiences, days out and more 
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions