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Free Prepaid Credit Cards

Free prepaid credit cards offer a new approach to handling your money – a card with no debt, no interest and no credit checks.  You can load a free prepaid card up with money, which you can then use for all the things you would use a credit card for.  More and more companies are offering this debt-free form of card so be sure to compare the deals available for their charges and fees.

Features of a free prepaid credit card include:

  • You can use them for all the things you’d use a normal card for – paying bills, making purchases, withdrawing cash and internet shopping, among others.
  • They are easily accessible with no credit checks.
  • You are only spending money that you already have, so no worry about getting into debt or interest rates on the balance of a prepaid credit card.
  • It can be a great way to control the spending of children or employees, giving them a card with a prepaid amount on them with all the flexibility of a normal credit card.

Not all prepaid credit cards are free, some charge an application fee, monthly service charge, ATM withdrawal fees and other charges, so compare prepaid credit cards to make sure you find the best one.


Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!
Newcastle Building Society White Eagle Maestro Prepaid Card   Newcastle Building Society White Eagle Maestro Prepaid Card
£4.95 £3.95 £0.95 APPLY
£5000 or €7500 maximum card balance and 24 month validity.

Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 £4.75 £1.50 APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard   Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard
£9.99 None £1.50 APPLY
£650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
My Cashplus Cashplus Prepaid Gold MasterCard   My Cashplus Cashplus Prepaid Gold MasterCard
£4.95 £4.95 £0.99 APPLY
The first UK prepaid card that could help you establish or build your credit rating at no extra cost and to offer free Purchase Protection on purchases
Newcastle Building Society The Aspinall Maestro Prepaid Card   Newcastle Building Society The Aspinall Maestro Prepaid Card
None None £2.00 APPLY
Applicants must top up a minimum of £10 when applying for this card. Receive exclusive discounts at the park and at other attractions nationwide!
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!


Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.