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Free Prepaid Credit Cards

Compare free prepaid credit card deals

 

Free prepaid credit cards offer a new approach to handling your money – they can offer you the freedom and secutiry of paying using a card, combined with no debt, no interest and no credit checks. 

 

You can load a free prepaid card up with money, which you can then use for all the things you would use a debit or credit card for - such as online shopping, paying bills, paying for petrol and groceries, or withdrawing money from an ATM. Features of a free prepaid credit card include:

 

  • No credit checks
  • You are only spending money that you already have, which means no overdraft charges or getting into debt  
  • Get your wages paid into you card account
  • Set up Direct Debits and standing orders

 

Not all prepaid credit cards are free - some charge an application fee, a monthly service charge, ATM withdrawal fees, or other charges. More and more companies are offering this debt-free form of card, so be sure to compare the market and make sure you get the best deal:

Top Prepaid Credit Card Deals
ProviderInitial FeeMonthly FeeWithdrawal FeeApply
£4.50 - £5.00None£0.75More Info >
ClearCash Pay As You Go Prepaid MasterCard
  • No bank account needed, and no credit checks
  • Available as Pay As You Go or Pay Monthly
  • Access to cashback site, budgeting tools, numerous loading options
  • If you have a poor credit rating Creditbuilder™ could help you
  • Cashback rewards available
  • Main cardholder must be 18 or older (Additional cardholders must be 13 or older)
  • Minimum amount of initial load up on card £10
  • Maximum load on card £5,000
  • Maximum single transaction spend £800
£4.95£9.95£2 (UK)More Info >
Cashplus Prepaid MasterCard (Activeplus)
  • No ATM, monthly or UK purchase fees for the first 3 months
  • The first UK prepaid card that could help you establish or build your credit rating at no extra cost
  • No foreign exchange fees
  • Earn up to 27% cashback on most things you buy online
  • Free payments and transfers
  • Main cardholder must be 18 or older (Additional cardholders must be 13 or older)
  • 4 maximum additional cards
  • Minimum amount of initial load up on card £10
  • Maximum load on card £5,000
  • Maximum single transaction spend £800
£4.50 - £5.00£9.99£0.50More Info >
ClearCash Pay Monthly Prepaid MasterCard
  • Designed as a great alternative to a bank account - no credit checks required 
  • One monthly fee, no transaction fees.  
  • Budgeting tools, SMS balance facility, discounts on shopping, and more  
  • Get discounts on Virgin products and services (terms and conditions apply)
  • Main cardholder must be 18 or older (additional cardholders must be 13 or older)
  • Minimum initial card top up £10
  • Maximum load on card £5,000
  • Maximum single transaction spend £800
   More Info >
Cardonebanking Current Account

  • No credit checks**
  • No account opening fee 
  • UK call centre
  • No bounced payment fees
  • Cardonebanking Prepaid Debit MasterCard
  • Free text alerts each time money is paid in
  • Free text alerts if your bills cannot be paid
  • Manage your account online, by text and by phone 24/7
  • Must be 18 or older
  • Maximum card balance £5,000
  • £12.50 monthly fee
  • Additional card charged at £5 per month
  • Other charges apply for ATM withdrawals and overseas card usage (see terms and conditions for details)

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

Select Top Credit Card Deals
ProviderRepresentative APR (Variable)PurchasesBalance TransferApply
15.9%

0% for 12 months

0% for 12 months (no fee)

Apply Now >

Nationwide Select Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).

  • 0% balance transfer term of 12 months (no fee)
  • 0% on purchases for 12 months
  • Free banking app
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • No BT fee only if transferring a balance in the first 90 days (2.4% thereafter)
  • Nationwide Current Account holders only, paying in £750+ per month
18.9%

0% for 3 months

0% for 27 months

Apply Now >

Santander Everyday Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for 27 months on balance transfers, with no transfer fee
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
17.9%

0% for 12 months

0% for 12 months (no fee)

Apply Now >

Nationwide Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  • 0% balance transfer term of 12 months (no fee)
  • 0% on purchases for 12 months
  • Free banking app
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • No BT fee only if transferring a balance in the first 90 days (2.4% thereafter)
  • Nationwide Current Account, Savings or Mortgage holders only
21.7%

0% for 30 months

0% for 30 months

Apply Now >

Santander All in One Credit Card

Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 30 months on purchases
  • 0% for 30 months on balance transfers, with 0% transfer fee
  • 0.5% cashback on all purchases with no limit
  • No monthly fee for 6 months on the All in One Credit Card if you have a 123 current account. Qualifying criteria applies
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers. 
  • £3 pm (£36 pa) 
  • Must be aged 18 or over
23.7%

18.9%

18.9%

Apply Now >

NatWest Reward Card

Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)

  • 18.9% pa (variable) for purchases and balance transfers
  • 1% Reward in all Supermarkets (0.5% at their petrol stations)
  • At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
  • Refund of the annual fee if also have a Reward current account
  • Must be 18 or older
  • Must be a UK resident
  • £24 annual fee

18.9%

18.9% pa

N/a

Apply Now >

Santander Zero Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
  • No cash withdrawal fees at home and abroad (interest is charged immediately on cash withdrawals and some independent ATM providers may charge a withdrawal fee).
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions