Fund Charges

You can invest in more than 3,000 investment funds through the Fair Investment ISA and Investment Account.

The Fair Investment ISA and Investment Account is open to investments of £5,000 or more and is provided at minimum cost to you. There are no set up charges or switch and top-up fees. All you pay is our annual service charge in addition to any investment charges. Please note that investment charges are also heavily discounted.

General Charges
Set-up FREE
Contributions FREE
Annual Charge 0.85%*

*Please note that this charge is NOT subject to VAT but does not include any charges you may incur on individual investments within the ISA and Investment Account. Please also note that if your transfer amount exceeds £1million this charge will be reduced. Request a brochure to learn more.

Charges on Investment Funds
Initial Charges From 0.00%*
Annual Charges From 0.15%*

*Charges vary, request a brochure to learn more.

Additional Charges
Please note that there will also be a dealing charge of 0.15% (subject to a minimum of £15) for directly held assets such as investment trusts and exchange traded funds. This charge is passed on directly from the stockbroker involved.

Our Select 100 funds are all available at no initial charge. See the table below to find out more:

Select 100
Fund ManagerFundSectorFact SheetMore Info
Aberdeen Asia Pacific Asia PacificFactsheetApply
Aberdeen Emerging Markets Global Emerging MarketsFactsheetApply
Sterling Corporate BondSterling Corporate BondFactsheetApply
Strategic Bond Strategic BondFactsheetApply
UK EquityUK All CompaniesFactsheetApply
RCM US Equity Fund North AmericaFactsheetApply
RCM BRIC Stars SpecialistFactsheetApply
PIMCO Gilt Yield FundUK GiltFactsheetApply
Artemis IncomeUK Equity IncomeFactsheetApply
UK Select OpportunitiesUK All CompaniesFactsheetApply
International Fund Global GrowthFactsheetApply
Japanese Fund JapanFactsheetApply
American Fund North AmericaFactsheetApply
UK Absolute AlphaAbsolute ReturnFactsheetApply
Continental European Europe Excluding UKFactsheetApply
Gold & GeneralSpecialistFactsheetApply
BlackRock UK DynamicUK All CompaniesFactsheetApply
UK Special Situations UK All CompaniesFactsheetApply
UK Income FundUK Equity IncomeFactsheetApply
UK Smaller CompaniesUK Smaller CompaniesFactsheetApply
UK Absolute Target Fund UK Absolute ReturnFactsheetApply
European Fund Europe Excluding UKFactsheetApply
Strategic Gilt Fund UK GiltFactsheetApply
Fidelity South East AsiaAsia PacificFactsheetApply
Fidelity Multi Asset Strategic Cautious ManagedFactsheetApply
Fidelity Moneybuilder Income Sterling Corporate BondFactsheetApply
Fidelity Special SituationsUK All CompaniesFactsheetApply
Asia Pacific Leaders FundAsia PacificFactsheetApply
Greater China Growth FundAsia PacificFactsheetApply
Global Opportunities FundGlobal GrowthFactsheetApply
Global Resources Fund SpecialistFactsheetApply
Cautious Managed FundCautious ManagedFactsheetApply
Henderson Multi-Manager Income & GrowthCautious ManagedFactsheetApply
Henderson Strategic BondStrategic BondFactsheetApply
American Index Fund North AmericaFactsheetApply
Argonaut European Alpha FundEurope Ex UKFactsheetApply
Invesco Perpetual Tactical Bond FundNoneFactsheetApply
Invesco Perpetual Global Bond Global BondsFactsheetApply
Invesco Perpetual Latin AmericanSpecialistFactsheetApply
Invesco Perpetual Corporate BondCorporate BondFactsheetApply
Invesco Perpetual IncomeUK Equity Income & GrowthFactsheetApply
Invesco Perpetual Monthly Income PlusStrategic BondFactsheetApply
Invesco Perpetual High Income FundUK Equity Income & GrowthFactsheetApply
Investec Cautious ManagedCautious ManagedFactsheetApply
UK Equity Income FundUK Equity IncomeFactsheetApply
Natural ResourcesSpecialistFactsheetApply
Emerging Markets Fund Global Emerging MarketsFactsheetApply
US Select FundNorth AmericaFactsheetApply
Jupiter Merlin Growth PortfolioActive ManagedFactsheetApply
Jupiter Merlin Balanced PortfolioBalanced ManagedFactsheetApply
Jupiter Merlin Income PortfolioCautious ManagedFactsheetApply
Jupiter EuropeanEurope Excluding UKFactsheetApply
Jupiter EcologyGlobal GrowthFactsheetApply
Jupiter Financial OpportunitiesSpecialistFactsheetApply
Diversified Absolute Return FundAbsolute ReturnFactsheetApply
Japan Index FundJapanFactsheetApply
UK Index FundUK All CompaniesFactsheetApply
Legg Mason US Smaller Companies Fund North American Small CompaniesFactsheetApply
Global Macro BondGlobal BondsFactsheetApply
M&G Global BasicsGlobal GrowthFactsheetApply
Strategic Corporate BondSterling Corporate BondFactsheetApply
M&G Optimal IncomeStrategic Bond FactsheetApply
M&G RecoveryUK All CompaniesFactsheetApply
M&G Gilt and Fixed InterestUK GiltFactsheetApply
M&G Global DividendGlobal GrowthFactsheetApply
M&G Global Emerging MarketsGlobal Emerging MarketsFactsheetApply
BalancedBalanced ManagedFactsheetApply
European Opportunities Europe Ex UKFactsheetApply
Global Equity Fund Global GrowthFactsheetApply
Newton Asian IncomeAsia PacificFactsheetApply
Newton Balanced Balanced ManagedFactsheetApply
International Bond Fund Global BondsFactsheetApply
Newton OrientalGlobal GrowthFactsheetApply
Newton Real Return Absolute Return FactsheetApply
Corporate Bond FundSterling Corporate BondFactsheetApply
UK Select Mid CapUK All CompaniesFactsheetApply
UK Select Smaller Companies FundUK Smaller CompaniesFactsheetApply
Schroders Asian Income Fund Asia PacificFactsheetApply
Schroders European Alpha PlusEurope Excluding UKFactsheetApply
Global Equity Income Fund Global GrowthFactsheetApply
Schroders Tokyo JapanFactsheetApply
Schroders US Mid Cap FundNorth AmericaFactsheetApply
Schroders Global Property SecuritiesPropertyFactsheetApply
Schroders Income MaximiserUK Equity IncomeFactsheetApply
Schroders Recovery UK All CompaniesFactsheetApply
Schroders UK Alpha PlusUK All CompaniesFactsheetApply
Standard Life Investments Global Absolute Return Strategies Absolute ReturnFactsheetApply
REIT FundIMA PropertyFactsheetApply
UK Opportunities FundUK All CompaniesFactsheetApply
Multi Manager DiversityCautious Managed FactsheetApply
Property TrustPropertyFactsheetApply
Absolute Return BondAbsolute ReturnFactsheetApply
UK Equity IncomeUK Equity IncomeFactsheetApply

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.