Get Back Bank Charges

Get Your Money Back

Many people are now seeking to get back bank charges that they have paid – for such things as bouncing cheques and exceeding overdrafts – since they were deemed unlawful by the Office of Fair Trading. Such charges have been found to be disproportionate to how much it actually costs banks when such terms of the account are breeched. To get back bank charges that you are owed, you can:

Use an intermediary company that will do the work for you and get back bank charges on your behalf; such companies will also give you advice and represent you in court if it cannot if needs be.
Write to your bank requesting a list of the charges and then request that they be refunded to you. If this fails, inform them that you are willing to take it to a small claims court.

Intermediary companies can be useful, because they often have agreements with the banks which can speed your case up and also increase the chances of success when you try to get back bank charges.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: