Goldfish Loan

Compare Goldfish Loans

If you have been looking for a loan you might be wondering if a Goldfish Loan is the right choice for you. Goldfish loans are not currently available but there are many other lenders on the market who might be able to give you a loan. Check out the comparison tables below to see what might be available for you.

ProviderLoan AmountCredit HistoryAPRTerm 
£1,000 to £25,000Good Credit Only3.30%1 year to 5 yearsGet Quotes >
  • Low Rates - Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • No early repayment fees
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.30% APR. The total cost after 5 years is £10,848.30, which includes £788.30 interest at 3.0% fixed and a £60 fee. The total amount of credit is £10,060. The rate and fee you are offered will depend on your individual circumstances.

£7,500 to £20,000Good Credit Only3.60%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: 3.60% APR (fixed) Representative. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment £182.28 & total repayable £10,936.80.

£1,000 to £20,000All Credit Histories Considered17.2%1 to 5 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 17.2% APR (fixed) and an annual interest rate of 15.95% p.a (fixed), you would pay 60 monthly installments of £121.94. The total  amount payable will be £7,316.40.

£1,000 to £20,000All Credit Histories Considered35.9%1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

When Goldfish loans were available they featured:


  • Apply online for an instant decision
  • Multi-purpose loans
  • Competitive APRs
  • Borrow from £7,500 to £25,000


So you may wish to look for providers who can offer you a similar loan. There are a lot of competitive deals on the market, so it is important to shop around to make sure you are getting the best loan for your individual circumstances. Use our loan calculator or the links below to compare deals from some of the leading providers in the UK.


When you are looking for a loan you will find that many lenders have loan calculators for their personal loans, these can give you an indication of how much your repayment on a loan may be, you just need to enter how much you want to borrow and how long for and the loan calculator will generate an estimate based on the Representative APR for that lender on a loan of that size and time frame.


However if you proceed to apply for a loan, you may not be offered the Representative APR, lenders can alter the annual percentage rate they would be willing to give a borrower following an assessment of their financial circumstances, this means the amount the you need to repay if you accept the loan may be different.


Deciding what kind of loan you want


There are different types of loan which may suit different needs, so it is a good idea to decide beforehand exactly what sort of loan you feel would be most appropriate for you.


Personal loans


You may also see this type of loan referred to as an ‘unsecured’ loan, this is because when you apply the lender does not require the borrower to place an asset as security against the loan. Lenders will typically lend borrowers between £1,000 and £25,000 with a personal loan and allow repayments to be made over a variable time period.




If you are a homeowner and wish to borrow a larger amount than £25,000 a homeowner loan might be an option. Because this type of loan requires you to put your home down as security on it lenders are willing to lend more, usually up to £250,000. The exact amount you can borrow is dependent on the value of your home, or how much equity you have, if you have a mortgage as well as other factors such as how much you earn and if you currently have any other debts or financial commitments