Government Child Trust Fund

Government CTF; help your child save money for the future...

Every child born on or after 1st September 2002 is provided with a £250 savings voucher which is used to start a Government Child Trust Fund savings account that cannot be accessed until the child is 18.

As well as making a £250 payment when the child is born, the Government will make a further payment of £250 at age seven; see below for a range of leading Child Trust Fund providers:

ProviderServiceISA OptionMinimum InvestmentMore Info
Family Investments Child Trust Fundno
£10.00 Per Month
More Info >
Family Investments, the award-winning children savings specialists
The Government Child Trust Fund was introduced to:

  • ensure children have savings at the age of 18
  • help children get into the habit of saving
  • teach children about the benefits of saving
  • help children understand personal finance

Anyone can pay into a child's Government Child Trust Fund, but there is a limit of £1,200 a year – this does not include, however, the Government contributions to the fund. There are many different Child Trust Fund providers on the market – all the major banks, building societies and investment companies now offer the Child Trust Fund as one of their investment options. There are three main types of Child Trust Fund.

  • Savings Accounts
  • Accounts that Invest in Shares
  • Stakeholder Accounts

Be sure to shop around before deciding which fund is best for your child.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.