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Government Child Trust Fund

government child trust fundGovernment Child Trust Fund

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The Government Child Trust Fund is an initiative by the Government to help children save money for the future. Every child born on or after 1st September 2002 is provided with a £250 savings voucher which is used to start a Child Trust Fund savings account that cannot be accessed until the child is 18. As well as making a £250 payment when the child is born, the Government will make a further payment of £250 at age seven.

Child Trust Fund Providers:

Engage Mutual Insurance »

The Government Child Trust Fund was introduced to:

  • ensure children have savings at the age of 18
  • help children get into the habit of saving
  • teach children about the benefits of saving
  • help children understand personal finance

Anyone can pay into a child's Government Child Trust Fund, but there is a limit of £1,200 a year – this does not include, however, the Government contributions to the fund. There are many different Child Trust Fund providers on the market – all the major banks, building societies and investment companies now offer the Child Trust Fund as one of their investment options. There are three main types of Child Trust Fund.

  • Savings Accounts
  • Accounts that Invest in Shares
  • Stakeholder Accounts

Be sure to shop around before deciding which fund is best for your child.

Alternatively click on child trust fund advertising links below:

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