Group Medical Insurance

Group medical insurance is used most commonly in the corporate environment, with an employer who wishes to secure the health and safety of their employees and reduce the impact of illness or absenteeism in the workplace.


According to the Chartered Institute of Personnel and Development (CIPD), £692 is wasted on each employee every year because of sickness. This is a vast amount of money that is avoidable with a group medical insurance policy. The other prominent types of group medical insurance are policies that are designed to cover entire families.


Click on the links in the comparison table below to begin getting medical insurance quotes right now.

Medical Insurance Quotes
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

There are many advantages in an employer purchasing a group medical insurance policy. A medical insurance policy is designed to encourage employees to maintain a healthy lifestyle, improve employer-employee relations and ultimately reduce the level of absenteeism in the work environment.


There are many benefits for employees, who have group medical insurance included in their salary, including:

 

  • Employees can skip the waiting lists highly associated with NHS treatment because of private medical insurance
  • Employees have control over who they receive treatment from and where they receive it
  • Employees can receive treatment in a private room with modern facilities


There are however, certain things to consider when deciding to join a corporate organization that provides group medical insurance for its employees. Your employer may provide one of the following arrangements:

 

  • A full insurance policy for you
  • A partial policy where you will have to pay the remaining amount
  • Your employer may provide a discount code where you may be able to purchase medical insurance at a discounted rate


It is important to consider the overall life benefits for you and your family in purchasing group medical insurance. Before deciding on a policy, you should contact different companies and get medical insurance quotes, which can be done using the comparison table above.