Guaranteed Income Bonds

Compare Guaranteed Income Bonds…

Guaranteed income bonds promise a fixed income over a certain amount of time, usually a choice of between 6 months and 5 years. Guaranteed income bonds are a great means of keeping your money safe, while getting a competitive return. To help you find the right guranteed income bonds to suit your requirements, we've divided some of the latest deals from leading providers into short, medium, and long term bonds - compare deals below:

ProviderAccountInterest RateTermApply
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

1.80%

per annum

£1,000More Info >
MARKET LEADING 1 Year Bond. Earn 1.80% fixed interest. 1 year term, minimum deposit £1,000, no withdrawals permitted. FSCS Protected

1.72%

per annum

£5,000More Info >
Earn 1.72% fixed interest - 1 year term - Save from £5,000 to £500,000 - No additional deposits or withdrawals permitted -FSCS Protected

1.70%

per annum

£500More Info >
Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Over

1.20%

Gross AER

£1,000More Info >
Managed Savings Service. Save time and hassle. 1 year term. Savers open one account with Octopus cash who then spread the money across some of the best challenger bank rates around. At the end of the term savers can either withdraw money or allow Octopus Cash to automatically switch accounts to the best rates on offer. FSCS Protected

2.02%

per annum

£5,000More Info >
Earn 2.02% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected

1.85%

Gross AER

£500More Info >
Earn 1.85% fixed interest. 2 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected

2.20%

per annum

£5,000More Info >
Earn 2.20% fixed interest - 3 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected

2.16%

per annum

£1,000More Info >
Earn 2.16% AER fixed interest. 3 year term. Interest can be paid monthly, quarterly or at maturity. Minimum deposit £1,000, Maximum deposit £200,000. No withdrawals permitted. FSCS Protected
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.30%Instant AccessApply Now >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply

2.10%

per annum

£1,000Apply Now >
Earn 2.10% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest RateTermApply

2.40%

per annum

£1,000Apply Now >
Earn 2..40% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out Deposit PlanInvestec Bank plc

4%

per annum

Up to
6 years
More Info >
  • 4% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Alternative 8 year option offering 4.5% kick out from year 4 onwards
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Available for Cash ISAs, ISA transfers and non-ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Some of the features of guaranteed income bonds include: 
  • Guaranteed returns over a fixed period
  • The rate is fixed for the whole term
  • You can choose monthly or annual interest

Compare rates on leading guaranteed income bonds today with our handy comparison tables. Just click on the links to apply and start benefitting from great interest rates and returns.