Guaranteed Income Bonds

Compare Guaranteed Income Bonds…

Guaranteed income bonds promise a fixed income over a certain amount of time, usually a choice of between 6 months and 5 years. Guaranteed income bonds are a great means of keeping your money safe, while getting a competitive return. To help you find the right guranteed income bonds to suit your requirements, we've divided some of the latest deals from leading providers into short, medium, and long term bonds - compare deals below:

ProviderAccountInterest RateTermApply

2.41%

per annum

£2,000More Info >
Earn 2.41% gross/AER fixed for 5 years. £2,000 minimum deposit. Penalty for withdrawal before the end of the term. Interest paid monthly, annually or on maturity.

2.00%

per annum

£1,000More Info >
Earn 2.00% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected

1.90%

per annum

£500More Info >
Earn 1.90% fixed interest. 3 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.80%

per annum

£500More Info >
Earn 1.80% fixed interest. 2 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.75%

per annum

£500More Info >
Earn 1.75% fixed interest. 18 month term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.72%

per annum

£500More Info >
Earn 1.72% fixed interest. 15 month term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.70%

per annum

£500More Info >
Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
1.50%Current Account
Instant Access		More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.
1.28%3 YearMore Info >
1.28% gross/AER fixed for 3 years. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.23%2 YearMore Info >
1.23% gross/AER fixed for 2 years. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.13%1 YearMore Info >
1.13% gross/AER fixed for 1 year. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.10%Instant AccessMore Info >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
0.96%Easy AccessMore Info >
Earn 0.96% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
0.90%Easy AccessMore Info >
Earn 0.90% gross/AER. £500 minimum deposit. Interest paid annually.
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
0.50%Current Account
Instant Access		More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000. No monthly account fee
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.10%Instant AccessApply Now >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply

1.70%

per annum

£1,000Apply Now >
Earn 1.70% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected
Long Term Fixed Rate Bonds (4+ years)
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Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
4 Year Deposit PlanInvestec Bank plc

12.5%

at end of term

4 yearsMore Info >
  • 12.5% fixed return if the Index is higher
  • Capital protected
  • Low minimum - £3,000
  • Short/medium alternative to fixed rates
  • Available for Cash ISA, ISA Transfers and non-ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital
Kick Out Deposit PlanInvestec Bank plc

3%

per annum

Up to
6 years		More Info >
  • 3% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Available for Cash ISAs, ISA transfers and non-ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Some of the features of guaranteed income bonds include: 
  • Guaranteed returns over a fixed period
  • The rate is fixed for the whole term
  • You can choose monthly or annual interest

Compare rates on leading guaranteed income bonds today with our handy comparison tables. Just click on the links to apply and start benefitting from great interest rates and returns.

Fixed Rate Bond Provider Reviews