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Guaranteed Income Bonds

Compare Guaranteed Income Bonds…

Guaranteed income bonds promise a fixed income over a certain amount of time, usually a choice of between 6 months and 5 years. Guaranteed income bonds are a great means of keeping your money safe, while getting a competitive return. To help you find the right guranteed income bonds to suit your requirements, we've divided some of the latest deals from leading providers into short, medium, and long term bonds - compare deals below:

ProviderAccountInterest RateTermApply

Up to

1.50%

AER/Gross p.a (variable)

Instant accessMore Info >
Save £50 or more each month and earn up to 1.50% AER/Gross p.a. (variable). . Instant access to your savings. Open the account with just £1. Interest rates - 1.50% AER/Gross p.a. (variable) for balances between £1 – £5,000, 1.00% AER/Gross p.a. (variable) between £5,001 – £10,000, 0.20% AER/Gross p.a. (variable) over £10,000 (based on growing your balance by £50 a month)
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

1.22%

Instant AccessMore Info >
Earn 1.22% AER variable interest. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £1. Unlimited deposits and withdrawals permitted. FSCS Protected
1.15%Easy AccessMore Info >
1.15% gross/AER. Instant Access. Free withdrawals and no notice period. Deposit from £100. Includes a fixed bonus of 0.95% gross fixed for the first 12 months. Quick and easy online application

1.96%

per annum

£1,000More Info >
Earn 1.96% gross/AER fixed for 12 months. £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.97%

per annum

£1,000More Info >
Earn 1.97% gross/AER fixed for 15 months. £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

2.01%

per annum

£1,000More Info >
Earn 2.01% gross/AER fixed for 18 months. £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

2.17%

per annum

£1,000More Info >
Earn 2.17% fixed interest. 24 month term. £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

2.18%

per annum

£1,000More Info >
Earn 2.18% gross/AER fixed for 30 months. £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

2.31%

per annum

£1,000More Info >
Earn 2.31% gross/AER fixed for 3 years. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. RCI Bank are protected up to a total of €100,000 by the FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme. Apply online.

2.40%

per annum

£1,000More Info >
Earn 2.40% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected

2.50%

per annum

£1,000More Info >
Earn 2.50% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.30%Instant AccessApply Now >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply

1.95%

per annum

£1,000Apply Now >
Earn 1.95% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest RateTermApply

2.50%

per annum

£1,000Apply Now >
Earn 2.50% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
FTSE 100 Kick Out Deposit PlanInvestec Bank plc

6%

per annum

Up to
6 years
More Info >
  • 6% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Available for Cash ISA, ISA Transfers and non-ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Some of the features of guaranteed income bonds include: 
  • Guaranteed returns over a fixed period
  • The rate is fixed for the whole term
  • You can choose monthly or annual interest

Compare rates on leading guaranteed income bonds today with our handy comparison tables. Just click on the links to apply and start benefitting from great interest rates and returns.