Guardian Financial Endowment

Guardian Financial Endowment

You could get more for your Guardian Financial endowment by selling it rather than surrendering it back to the insurance company.

Because of the bad press that endowments have received over the last 10 years or so, people who still hold endowments are trying to get rid of them when they find out they will not cover their mortgage, and will often just settle for the surrender value offered to them in the hope of cutting their losses. But, you could get more for your endowment by selling it instead.

If you sell your Guardian Financial endowment on, you could find you get a lot more than you would have if you had just settled for the surrender value; this is because potential investors in endowments see them as an attractive investment, due to relatively low risk investment strategy and partially guaranteed return.

You should be aware that not all endowments are suitable for selling on the second hand market and generally only those traditional with profit policies that are at least five years old will be saleable.