Halifax Fixed Rate Bonds

Fixed Rate Bonds from Halifax

Halifax fixed rate bonds offer a variety of terms and rates to choose from, so depending on your requirements there should be something to suit your needs. With all of the Halifax savings accounts, you can enter the Halifax Savers Prize Draw for a chance each month to win £100,000 or one of a thousand smaller prizes. (You must hold £5,000 in qualifying savings accounts each calendar month and register.)

Benefits of Halifax fixed rate bonds include:

  • Competitive interest rates in return for keeping your cash locked away
  • A variety of terms to choose from
  • Online access you your Halifax fixed rate bond

Before you choose the deal for you, compare fixed rate bonds side by side in our table.

Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
3.01%5 YearsApply Now >
Earn 3.01% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.75%4 YearsApply Now >
Earn 2.75% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.31%3 YearsApply Now >
Earn 2.31% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
1.75%3 YearsApply Now >
Interest paid annually at 1.75% (gross), quarterly at 1.74% (gross), or monthly at 1.74% (gross). Minimum Deposit £10,000.
1.90%3 yearsApply Now >
3 year fixed rate savings account paying 1.90% gross/AER.
1.30%2 yearsApply Now >
2 year fixed rate savings account paying 1.30% gross/AER.
1.00%1 yearApply Now >
1 year fixed rate savings account paying 1.00% gross/AER.
1%18 MonthsApply Now >
18 Month Fixed Rate - 1% AER. Open to new and existing customers. Click to learn more.
0.75%9 MonthsApply Now >
9 Month Fixed Rate - 0.75% AER. Open to new and existing customers.
Fixed Rate Bond Alternatives
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out DepositInvestec Bank plcyesUp to
6 years
5.25%
per annum
More Info >
  • 5.25% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 
5 Year Deposit Plus PlanInvestec Bank plcyes5 years25% fixed or 100% of FTSE 100 growth (no limit)More Info >
  • Target return of 25% gross or 100% of any growth in the Index if higher
  • Capital protected
  • Low minimum - £3,000
  • Short/medium alternative to fixed rates
  • Also available for Cash NISA & NISA Transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only recieve a return of your original capital
FTSE 5 Step Down Kick Out Deposit PlanLloyds Bank PlcyesUp to 6 years7.5%
per annum
More Info >
  • 7.5% for each year provided x5 FTSE 100 shares finish above required level
  • Kick Out level reduces from 100% of opening share levels to 85% over term of plan  
  • Opportunity to mature early at years 3, 4 or 5
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash NISA & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Potential returns based on the performance of 5 shares
  • Returns not guaranteed. You may only receive a return of your original capital
FTSE 5 Stock Deposit Kick Out PlanThe Royal Bank of CanadayesUp to 6 years7.2%
per annum
More Info >
  • 7.2% for each year provided x5 FTSE 100 shares finish at least as high as their starting value  
  • Opportunity to mature early at year 2, 3, 4 or 5
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash NISA & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Potential returns based on the performance of 5 shares
  • Returns not guaranteed. You may only receive a return of your original capital
Target Income Deposit PlanInvestec Bank plcyes6 years4.4%
per annum
More Info >
  • Potential annual income of 4.4%
  • Income paid if the FTSE 100 finishes above 90% of its starting value
  • Missed payments added to future payment next time anniversary level above 90%
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash NISA & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.