Halifax loans can be used for almost any purpose, whether you need to make some home improvements, pay for a one off event like a wedding or special holiday, or simply get your finances in order. Halifax offers Clarity loans, which are only available to existing Halifax customers - if you are already a customer of Halifax, get a quote and see if a Halifax Clarity loan is right for you.
Some of the features of a Clarity loan include:
- Check the most you’ll pay with the Halifax Repayment Promise - For a range of popular loan amounts, whether you’re applying for a new loan or borrowing more on an existing loan, Halifax will guarantee the maximum amount you’ll pay each month when borrowing over 5 years.
- Instant money for most current account customers - Funds transferred directly to your bank account
- Quick and easy application process - Apply for and manage your loan in branch, over the phone or online
- Overpay as much as you want, when you want
- No charge to pay off your loan early for Clarity loan customers
- You can borrow amounts between £1,000 and £25,000 (subject to status)
- Apply for an additional loan or borrow more, using a quick and easy online application service
To be eligible for a Halifax person loan you must
- Be a UK resident with a Permanent UK address (not including the Isle of Man or Channel Islands)
- Be over 18 years old
- Be in paid employment
- Not be in full time education
- Not have an adverse credit history such as having county court judgements (CCJS) or arrears.
Before you apply
If you are not sure whether or not a Halifax loan is going to be the best deal for your circumstances, why not compare the market? Our no obligation loan comparison service can help you to find the best low cost unsecured loan for you, quickly and easily.
If you feel a Halifax loan might be the right choice for you, but want an idea of how much it would cost you in repayments, then you could use the Halifax loan calculator. With the Halifax loan calculator you just need to enter how much you would like to borrow and how long you want the repayment term to be, the calculator will then generate you an estimate based on their representative APR for a loan of that size and repayment term of that length.
However, if you do proceed to apply for the loan the amount you are expected to repay may be different if following an assessment of your financial circumstances the lender decides to offer you an interest rate different from their Representative APR.