Halifax Remortgage

Halifax RemortgageHalifax Remortgage

Get a better remortgage deal...

In an increasingly competitive market place, remortgaging your property could save you thousands of pounds and can be a relatively simple process.

More Britons have a Halifax mortgage than any other type. A Halifax remortgage offers an easy-to-use online site, with tracking of progress an in-principle agreement in as little as 15 minutes.  

Halifax mortgages fall into three main types: Fixed Rate, Tracker and Variable.

With a Halifax remortgage, you could choose from one of the following packages:

  • Fixed Rate Mortgage: this mortgage offers the security of a fixed interest rate, no matter if the Bank of England base rate changes. This mortgage gives you the freedom to choose a fixed rate period, over a short or long term.
  • Tracker Mortgage: linked to the Bank of England base rate, a Tracker Mortgage allows you to benefit from low interest rates. However, if interest rates rise, then you need to be prepared to pay increased interest.
  • Flexible Mortgage: a flexible mortgage gives you the freedom to pay off your mortgage early through increasing your monthly payments. Equally you can free up extra cash by reducing your payments, though payments will still need to be repaid over the life of the loan. You can also ‘borrow’ money from a cash reserve, at the same rate as your mortgage.

Halifax review

A commercial UK-based bank, and part of the HBOS Group, Halifax plc is named after the town of Halifax in West Yorkshire where the bank has its headquarters. Until 1997 it was known as the Halifax Building Society, the biggest in the UK. The Halifax is the UK's largest provider of residential mortgages and savings accounts.


Current Mortgage Deals
Initial RateProviderPeriod ToTypeAPR*LTV 
2.79% HalifaxSep 2012Variable 3.50% 60% More
2.79% HalifaxSep 2012Variable 3.60% 60% More
2.79% HalifaxSep 2012Variable 3.60% 60% More
2.79% HalifaxSep 2012Variable 3.70% 60% More
2.79% HalifaxSep 2013Variable 3.50% 60% More
*APR - Overall Cost for Comparison
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Initial RateProviderPeriod ToTypeAPR*LTV 
2.89%
Lifetime TrackerTracker3.00%70% 
Lifetime Tracker Deal. Capital Repayments up to 10% without penalties.Product fee £1499. Early repayment fee 1% of balance until September 2012. Call 0845 0701720
2.54%
2 YearsTracker3.50%75% 
2 Year Tracker Deal. Capital Repayments up to 10% without penalties. Product fee of £945. Early repayment fee of 2% for first 2 years. Call 0800 1838892
3.39%
2 YearsFixed4.10%60% 
2 Year Fixed Deal. No product fee. An early repayment charge applies until 31/08/2012. Maximum LTV 60%. New purchase only. Call 0800 068 7624
3.75%
NAVariable3.80%75% 
Offset Mortgage Deal. Designed to give you financial flexibility by helping you pay off your borrowing early by bringing all your finances together. Call 0845 8055689
4.95%
Aug 20122 Year Fixed4.24%80% 
First Time Buyer 2 Year Fixed Deal. £995 Product Fee. Call 0800 077 3454 to speak to a Santander Mortgage Specialist
4.99%
Sept 20122 Year Tracker 4.00%85% 
First Time buyer 2 Year Tracker Deal. Product Fee £497. Repayment Mortgage Only. Early Repayment Fees Apply. Call 0845 293 77 26 to speak to a Halifax Mortgage Specialist
5.45%
July 2012Fixed4.10%90% 
First Time Buyer 2 Year Fixed Deal. Early repayment charge until July 2012. Capital Repayments up to 10% without penalties. There is a product fee of £999. Call 0808 1091690
6.89%
Aug 2015Fixed5.20%90% 
First Time Buyer 5 Year Fixed Deal. For new Nat West Customers only. Maximum loan £300k. No Product Fee. Call 0800 1582934
*APR - Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 



For Quotes & Advice on Halifax remortgage deals complete our mortgage enquiry form.