Fixed Rate Savings Commentary

Latest fixed rate bond rates

James Caldwell / 17 May 2012

For those looking to get a better deal from their cash and who are prepared to tie up capital for a set term, savers should give fixed rate savings bonds a closer look. Fixed rate bond deals are cha... Read more

Inflation linked or fixed rate savings

Oliver Roylance-Smith / 12 December 2011

To help savers find a solution to rising inflation and low interest rates, Oliver Roylance-Smith, head of savings and investment at Fair Investment, weighs up the pros and cons of inflation lin... Read more

Savings map shows higher savings plans for many in 2011

Paul Dicken / 15 January 2011

Many savers are more ambitious about their savings plans in 2011 after a difficult 2010, a map of British saving habits produced by HSBC shows. The data compiled by HSBC shows Britons struggled to i... Read more

Heritable Bank Fixed Rate Bonds

Compare Fixed Rate Bond Deals

Heritable Bank fixed rate bonds have now been transferred to ING Direct savings, which offer high interest rates in return for a fixed term deposit.

So, if you previously had a Heritable Bank fixed rate bond, it will now be looked after by ING Direct. Compare a number of leading UK fixed rate bonds in our comparison table below: 

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
  • Earn 4.26% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • No withdrawals allowed
  • Bond designed to be held for full term
  • Must be UK resident and over 18
3.72%3 YearsApply Now >
  • Earn 3.72% gross/AER fixed for 3 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.27%1 YearApply Now >
  • Earn 3.27% gross/AER fixed for 1 year
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over 
Cash ISA Selection
ProviderAccountInterest Rate (AER)TermApply
17.25%3 YearsApply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.
7.00%6 YearsApply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.
3.30%1 YearApply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).

*Income payments and returns are dependent on the performance of the FTSE 100 index.

Features of ING Direct fixed rate savings, which used to be Heritable Bank fixed rate bonds include:

  • Choose between a three month and six month term
  • Tied to an ING Direct savings account
  • High interest rates

If you did have a Heritable Bank fixed rate bond, you might want to transfer to another fixed rate account. Click on the link below to compare some of the best fixed rate bonds on the market. 

 

 

 

Fixed Rate Bond Provider Reviews