Compare HGV Insurance

Compare HGV Insurance Quotes


A heavy goods vehicle (HGV) is counted as a truck with weight of over 3.5 tonnes. HGV drivers and fleets require specialist HGV insurance to cover them in the event of an accident or breakdown, as well as for the goods they are transporting. You can use our free online quotes service to compare HGV insurance with other deals from across the market and find the cover you want at the best price. To find out more and get an HGV insurance quote, see the table below:

HGV Insurance Deals
ProviderBuildingsStockPublic LiabilityAdditional BenefitsApply
nonon/a20% off until 9th December 2013. No claims discount for named drivers, multi-van discounts, protected no claims, replacement hire van.Get Quotes >

Choosing the right HGV insurance

We understand that your HGV is closely linked to your livelihood and protecting it is a major priority for you and your business. We also understand that, whether you are an owner-operator, or have a sizeable fleet, finding affordable HGV insurance that provides an adequate level of cover can also be challenging and time consuming. HGV insurance requirements are likely to vary depending on a variety of factors, including:

  • The size and type of HGV you want to insure
  • Whether you want to insure a single HGV or a fleet
  • Whether you just want to insure yourself, or a group of employees
  • The type of goods you transport
  • Whether you plan to use your HGV in the UK only, or to transport goods across Europe

What level of HGV cover do I need?

There are many options for HGV insurance, but as a basic guide you are likely to require:

  • Vehicle insurance for your HGV and any trailer where applicable
  • Insurance for goods in transit
  • Public liability insurance 
  • If you have a fleet of HGVs and employees driving them you will need employer’s liability insurance
  • Legal expenses cover to protect you if your HGV is implicated in an accident or incident

You may also want to consider extra cover options for your HGV, such as:

  • HGV breakdown cover for the UK (and for the EU if required)
  • Cover for medical expenses overseas (if you travel to Europe using your HGV on a regular basis)

Types of vehicles covered by HGV insurance

HGV insurance can cover a wide variety of vehicle types, including:

  • Refrigerated Trucks
  • Left Hand Drive HGVs
  • Cherrypickers and similar vehicles
  • Crew Cabs and trailers
  • Horse Boxes
  • Carriage of Hazardous Goods

To compare HGV insurance and apply online instantly, you can use the table above to help you find the best deal for you.