High Interest Bonds

Compare high interest savings bonds

High interest bonds are a great way of saving money, offering competitive rates that are fixed for the term. If you are prepared to lock the cash away for a fixed period, usually of between 6 months and 5 years, you can benefit from high interest bonds. 

See our comparison table below where we've made it simple for you to compare deals and find the right high interest bonds for you:

Fixed Rate Bond Selection
ProviderAccountInterest RateTermApply

2.25%

per annum

£10,000More Info >
Earn 2.25% fixed interest - 5 year term - Minimum deposit £10,000 - No withdrawals permitted. FSCS Protected

2.20%

per annum

5 YearsMore Info >
Earn 2.20% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.

2.05%

per annum

4 YearsMore Info >
Earn 2.05% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.

1.90%

per annum

£1,000More Info >
Earn 1.90% gross/AER fixed for 30 months. £1,000 minimum deposit. Interest paid on maturity.

1.86%

per annum

£1,000More Info >
Earn 1.86% fixed interest - 24 month term - Minimum deposit £1,000 - Interest paid on maturity - No withdrawals permitted - FSCS Protected

1.65%

per annum

£1,000More Info >
Earn 1.65% gross/AER fixed for 15 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.61%

per annum

£1,000More Info >
Earn 1.61% gross/AER fixed for 12 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.55%

per annum

£1,000More Info >
Earn 1.55% fixed interest - 6 month term - Minimum deposit £1,000 No withdrawals permitted. FSCS Protected

1.30%

per annum

£1,000More Info >
Earn 1.30% fixed interest - 6 month term - Minimum deposit £1,000 No withdrawals permitted. FSCS Protected

0.95%

per annum

£10,000More Info >
Earn 0.95% fixed interest - 6 month term - Minimum deposit £10,000 No withdrawals permitted. FSCS Protected
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.45%Instant AccessApply Now >
  • Earn 1.45% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply

1.60%

per annum

3 YearsApply Now >
Earn 1.60% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available

1.15%

per annum

£10,000Apply Now >
Earn 1.15% fixed interest - 3 year term - Minimum deposit £10,000 - No withdrawals permitted - FSCS Protected
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest RateTermApply

2.20%

per annum

5 YearsApply Now >
Earn 2.20% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out Deposit PlanInvestec Bank plc

4%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 4% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Features of high interest bonds can include:
  • Usually require a minimum deposit
  • Fixed rate of interest that is unaffected by base rate changes
  • Guaranteed rate of return
  • Interest paid monthly or annually

High interest bonds generally do not allow additional deposits or any withdrawals until the term is over, but some bank and building societies will allow emergency access to the account in return for a partial loss of interest. Compare interest rates high interest bonds today and apply online to find the one that meets your needs.