High Interest Fixed Rate Bonds

If you want to put your savings to the best possible use, you may wish to consider a high interest fixed rate bond, offering a competitive rate, fixed for a choice of terms to suit your needs. High interest fixed rate bonds are effective places to keep your savings.

A high interest fixed rate bond may be the best option for you if:

  • You have a lump sum of savings
  • You can lock your savings away for a fixed period of 6 months to 5 years
  • You want to make the most of your hard earned savings by taking advantage of the best interest rates

Use our comparison tables to compare high interest fixed rate bond deals below.

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
  • Earn 4.26% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • No withdrawals allowed
  • Bond designed to be held for full term
  • Must be UK resident and over 18
3.72%3 YearsApply Now >
  • Earn 3.72% gross/AER fixed for 3 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.27%1 YearApply Now >
  • Earn 3.27% gross/AER fixed for 1 year
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over 
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest Rate (AER)TermApply
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.27%1 YearApply Now >
  • Earn 3.27% gross/AER fixed for 1 year
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over 
2.80%18 MonthsApply Now >
  • £5,000 minimum deposit
  • No withdrawals or additional deposits allowed
2.50%9 MonthsApply Now >
  • £5,000 minimum deposit
  • No withdrawals or additional deposits allowed
up to
2.26%
6 MonthsApply Now >
  • Competitive returns on short-term savings
  • Open with £1
  • Only available to Nationwide FlexAccount holders.
  • 2.01% Goss/AER fixed on balances of £1-£49,999
  • 2.26% Gross/AER fixed on balances of £50,000 or more

High interest fixed rate bonds could help you get better returns on your investments than a standard savings account, because the rate is fixed for the term of the bond and cannot be affected by fluctuations in the economy.

If you're looking for a place to save your money that offers high interest, fixed rate bonds might be just the ticket – they offer a number of advantages, like:

  • Guaranteed returns on your savings
  • The option of how long you want the fixed term to last
  • A choice of receiving interest monthly or annually

If you see a high interest fixed rate bond that you think offers the best deal, make sure that it suits your other needs too – sometimes there are restrictions which might not be suitable for you, such as:

  • Requiring a minimum deposit which is too high
  • Having a maximum deposit limit which is too low for your needs
  • No withdrawals until maturity of the bond
  • One lump sum deposit when you might want to make additional deposits

So to make sure you get a high fixed rate bond that also offers the other features you need, check out our simple comparison table and apply online today.