High Loan to Value Remortgage Deals

Latest Deal - NatWest 2 Year Fixed »NatWest Mortgages

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1.40%Reverts to 3.99% after 2 years


Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

If you have limited funds for a deposit, or you don't have much equity in your home, you might be in the market for a high loan to value remortgage deal. To make your search easier, we've brought together our selection of high LTV remortgage deals in the table below. Compare rates from leading providers and call the lenders direct to get a quote.

 

Buy to Let Mortgage Deal Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Buy-to-Let

1.84%

Reverts to 4.49%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

1.57%

Reverts to 4.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

1.84%

Reverts to 4.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.80% APRC. This is the cost of the mortgage over the full term.
Tracker
Buy-to-Let

2.65%

Reverts to 4.49%

2

Years

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.12%

Reverts to 4.49%

2 Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.38%

Reverts to 4.99%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Because of the rise in demographics such as population, divorce rates and students leaving home to attend university, there is a strong demand for buy to let properties. Remortgaging can also be a useful way of raising some money for a deposit to put down on a new property investment.

 

If you are considering remortgaging your but to let property, we advise you to consider a few things before you decide on any one mortgage deal. You may want to think about:

  • Shopping around and comparing remortgage deals, as this may give you a better idea of what type of mortgage most suits your needs.
  • The exact type of interest rate deal, whether it is fixed rate, tracker rate, variable rate, flexible etc.
  • Any early repayment charges and administration fees which could be quite hefty if you are planning on remortgaging before your current mortgage deal ends.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker