High Value Contents Insurance

If you have a number of high value possessions, it is important that you receive the adequate amount of contents insurance cover.


You need to be sure that your policy will cover the costs of your items should anything happen to them. If your contents insurance does not provide this service, you will be left paying the extra amount which can be devastating if your valuables are very expensive.


This potential for extra costs makes taking the time to compare different contents insurance quotes so much more important. The tables below should make the initial search for insurance providers less overwhelming by making comparison between different polices easier.

Insurance for High Value Homes
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
10%Specialist cover for high value homes and contents10% discount when you buy onlineGet Quotes >
Compare Home Insurance Quotes
Comparison WebsiteTotal Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
40YesYesYesGet Quotes >
64YesYesYesGet Quotes >
80YesYesYesGet Quotes >

Compare - Latest Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
20%Standard Buildings cover up to £500k; Standard Contents cover up to £50kUp to 50% off if you haven't claimed in the last 5 years. (Includes 25% introductory discount and a 5 year No Claims Discount. Minimum premiums apply. Offer extended to 31.03.2012)Get Quotes >
20%Standard Buildings cover up to £1million; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 30%, plus another 20% when you buy online.Get Quotes >
Up to 50%Unlimited Buildings cover with a Tesco Finest policy.Save up to 50% with an introductory discount and 5 years no claims.Get Quotes >
25%Standard Buildings cover up to £500k; Standard Contents cover up to £50kSpecialist home insurance for the over 50s. Save 25% online.Get Quotes >
20%Buildings insurance – unlimited sum insured to cover full rebuilding cost of your home12 months for the price of 9. Plus double NECTAR Points for 2 Years on Sainsbury's Shopping.Get Quotes >
Up to 16%Up to £500,000 rebuilding costs. Up to £2m plus legal costs. Up to the sum insured on contents Free contents cover for 6 months when you buy it with buildings insurance. Up to 40% no claims discount.Get Quotes >
20% First Year Discount - Use Promo Code 20OFFUp to £50,000 contents cover as standard. Up to £100,000 with Elite cover If you take out combined buildings and contents cover get a further 20% discountGet Quotes >
50%Standard Buildings cover up to £400,000; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 50% when you apply onlineGet Quotes >
20%Standard Buildings cover up to £750k; Standard Contents cover up to £99k20% discount when you buy onlineGet Quotes >
n/aQuote required - compares deals from a panel of insurers to find the best one for you.Guarantees to beat your renewal quote by at least £50.Get Quotes >
20% First Year Discount - Use Promo Code 20OFFUp to £50,000 contents cover as standard. Up to £100,000 with Elite cover If you take out combined buildings and contents cover get a further 20% discountGet Quotes >

High value contents insurance could safeguard such costly items as:

  • Jewellery
  • Art and antiques
  • Furniture
  • Computers and TVs


You should think about buying a high value contents insurance policy that suits your individual needs and that can be tailored to protect your personal belongings.


Many standard insurers will not offer high value contents insurance, so you may want to look into purchasing from a specialist company. A specialist high value contents insurance policy may help by:

  • Increasing the amount you can claim for your valuable items
  • Offering tailor-made high value contents insurance policies to suit your needs


When you apply for your contents insurance, it is important that you do not underestimate the value of your belongings. Account for each high value item separately and research the average costs. Failure to provide the correct estimate could result in high contents insurance quotes and you paying more than you need to.


Remember to include your garden, garage and shed in your high value contents insurance policy if you have items that you want to protect, as some people often forget.