Hiscox Insurance

Hiscox insurance specialises in providing cover for higher value homes and offers a number of home insurance products such as buildings, contents cover and home emergency cover or a combination of all types of cover.

Hiscox Home Insurance

Along with comprehensive contents cover, Hiscox home insurance offers:

  • Contents cover for your possessions in the home and whilst temporarily away from the home
  • Accidental loss and damage included as standard
  • Full accidental damage cover
  • No need to list items of fine art, jewellery and antiques on your policy or provide valuations up-front for them to be covered
  • Public liability (£5,000,000) and Employers’ liability (£10,000,000) cover included
  • paperless claims handling service
  • Family legal protection cover included (up to £50,000)
  • Legal, Tax and Counselling helplines

Hiscox Buildings Insurance

Hiscox offers building insurance which includes the following:  

  • Standard cover (against storm, flood, fire etc.) which includes accidental damage (e.g. spilling paint on wooden floors)
  • Claims settled within one working day
  • Free access to Control Risks´ 24 hour support and online information services
  • 24 hour Home Emergency cover is automatically included and provides cover up to £500 to repair things like burst pipes

Hiscox Home Emergency cover

Hiscox home emergency cover provides a range of services in addition to its standard home insurance cover including protection from burst pipes failure of heating and hot water supply, damaged external doors, drain blockages or electricity failures. Main benefits include:

  • Cover for domestic emergencies which pose a risk to health or safety or make it impossible to live in your home
  • Labour and materials are covered up to £500 per incident to solve a domestic emergency
  • Temporary repairs are guaranteed for up to 3 months and permanent repairs for up to 1 year
  • 24-hour emergency helpline
  • No excess to pay if you do make a claim