If you’re thinking of running your own business from the comfort of home, then you will need to consider getting home business insurance. More and more people are taking the option of starting a home business to save on costs compared to acquiring commercial premises, and getting proper insurance is an important part of this. If you are looking for home business insurance, keep in mind:
- If you employ any staff then you will need to take out employer’s liability insurance.
- You may want to take out cover for the premises and contents of your business, to protect your assets from accident, damage and other incidents.
- Public liability insurance may also be a good idea, if your business is potentially vulnerable to claims by members of the public or other businesses.
Your personal house and contents insurance is unlikely to provide cover for any part of the building used for business purposes. Home business insurance provides public and employer’s liability cover, in addition to a number of other forms of cover protection, so that you can be confident your home business insurance will safeguard you from misfortune.
Compare home business insurance quotes using the table below and make sure you get the cover you need.