Home Emergency Cover Insurance

You may decide to take out emergency home insurance cover if you are worried that your buildings and contents insurance does not offer you enough protection. It is very important that your home receives adequate protection in case an emergency arises. If you would like to purchase emergency home insurance cover, there are many companies out there that provide competitive home insurance quotes – see below to get quotes and find a policy that will provide the cover you need.

Compare Home Insurance Quotes
Provided via:Total Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
70YesYesYesGet Quotes >

Compare a wide range of deals side-by-side to help you find the best cover at the best price.

80+YesYesYesGet Quotes >

*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

70+YesYesYesGet Quotes >
Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

Get Quotes >
£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

Get Quotes >

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

Get Quotes >

5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

Get Quotes >


Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

Get Quotes >

Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

Get Quotes >

*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Emergency home insurance cover could safeguard you from emergencies such as:

  • Burst or blocked drains and pipes
  • Flooding or uncontrollable water damage to heating and water systems
  • Pest invasion (e.g. wasp nests)
  • Broken locks or windows that result in the property becoming insecure
  • Fire damage or theft, where emergency repair is required

Most policies will NOT cover:

  • Anything that has been installed or fitted by an unskilled work man, unless it occurred before your residence at the property commenced
  • Any damage that you already knew about
  • Any damage that was deliberately caused by you or another member of the house

Some companies will only offer emergency home insurance cover to existing policyholders with buildings and contents insurance, or you can sometimes add it as an additional extra, for an additional premium.

It is important to check your existing buildings and contents insurance policy, as you may already have adequate protection without emergency home insurance cover. If you feel that your existing policy does not fulfil your needs, then you could compare the quotes through our service.