Find the right insurance for you if you use your home for business use – get specialist home insurance quotes or compare the market below:
We advise you to make sure you have the following cover:
- Adequate contents insurance to ensure that your business office equipment is safeguarded from damage or theft.
- Public liability insurance could be required if the nature of you business means that customers visit your home. It could protect you from visitors making a claim due to loss or damage. It may also cover legal expenses.
- A professional indemnity insurance policy will be required if you own a home business that offers advice to its clients. This could protect you in the event that you were found liable in giving faulty information or you carry out an incorrect procedure and the client suffers a financial loss as a result.
- Building interruption cover can protect you in the event that damage is caused to your property that stops you from being able to continue your business from home.
If you are looking to take out home insurance with business use in mind, then be sure to guarantee that there are no exclusions in your policy that could result in you not having the cover you require. Read any policy document in full before you buy your home insurance.