Home Insurance for Business Use

If you work from home, do you have home insurance for business use? Working from the comforts of your own home can be a great way to enjoy some peace and quiet and to work at your own pace. However, it can become very stressful if something goes wrong and you do not have the correct home insurance cover. Compare quotes from across the market using the leading comparison websites below to find the cover you need.

Compare Home Insurance Quotes
Provided via:Total Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
70YesYesYesGet Quotes >

Compare a wide range of deals side-by-side to help you find the best cover at the best price.

80+YesYesYesGet Quotes >

*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

70+YesYesYesGet Quotes >
Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
Compare Home Insurance Quotes
Provided via:Total Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
70YesYesYesGet Quotes >
80+YesYesYesGet Quotes >
70+YesYesYesGet Quotes >
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

Get Quotes >
£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

Get Quotes >
£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

Get Quotes >
Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

Get Quotes >
UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

Get Quotes >
VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

Get Quotes >

*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

Get Quotes >
£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

Get Quotes >
£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

Get Quotes >
Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

Get Quotes >
UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

Get Quotes >
VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

Get Quotes >

*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Find the right insurance for you if you use your home for business use – get specialist home insurance quotes or compare the market below:

We advise you to make sure you have the following cover:

  • Adequate contents insurance to ensure that your business office equipment is safeguarded from damage or theft.
  • Public liability insurance could be required if the nature of you business means that customers visit your home. It could protect you from visitors making a claim due to loss or damage. It may also cover legal expenses.
  • A professional indemnity insurance policy will be required if you own a home business that offers advice to its clients. This could protect you in the event that you were found liable in giving faulty information or you carry out an incorrect procedure and the client suffers a financial loss as a result.
  • Building interruption cover can protect you in the event that damage is caused to your property that stops you from being able to continue your business from home.

If you are looking to take out home insurance with business use in mind, then be sure to guarantee that there are no exclusions in your policy that could result in you not having the cover you require. Read any policy document in full before you buy your home insurance.