It may be that:
- Your home is in between tenants and awaiting occupation.
- It is a second home, or holiday home
- The building renovations to your home mean that you cannot stay in the property.
- The previous owner may have died and the property is now up for sale.
- You intend to move in at a later date.
- You may work abroad frequently and for extended periods.
Whatever the reason, you may not be covered sufficiently on a standard home insurance policy if the property is empty for long periods of time.
An empty house can attract all sorts of unwanted attention if it is obviously unattended. Your home may be at higher risk from:
- Third party damage
There are a number of companies which offer home insurance for empty properties. Many offer flexibility with dates and provide tailor-made home insurance quotes to suit your needs.
You can search the internet for an empty property home insurance quote where you will have access to an array of different companies to locate and compare. Use the table above to see if you can find the right cover.