With the advances of technology we can now formulate flood risk maps and record accurate data about flooding in the UK. This means that insurance companies do not have to generalise on flood risk locations anymore, and can be more specific about flood risk homes.
If you are looking for home insurance in a flood risk area, you may want to use some of these tips:
- Investing in personal flood defence systems which protect doors and windows etc can protect you further.
- Check any plans to develop flood defences in the area which may reduce flood risk, and insurance premiums.
- We would always advise you to get more than one quote on your home insurance so that you can compare different prices.
When looking for home insurance in flood risk areas, be especially cautious about the level of water damage protection you will receive.