Home Insurance in Northern Ireland

There are companies that offer specialist home insurance for Northern Ireland. They cater for customers in Northern Ireland and provide a service dedicated to helping them. See below for our choice of providers and see if you can find home insurance in Northern Ireland that suits your individual needs, at the best price:

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If you are a resident of Northern Ireland and home insurance is what you are looking for, you may want to think about:
  • What you are covered for in your policy (the level and the items)
  • How large your excess premiums will be. An excess charge is applied to any claim you make and you will be responsible for paying this amount towards the cost of the claim.
  • Always read the policy carefully before purchasing to make sure it offers all the cover you want.
  • You may be able to reduce your premiums, by adding security devices and fire alarms or combining your buildings and contents insurance policies.

There are a wide range of offers available when looking for home insurance in Northern Ireland. Comparing different policies can help you to find the best home insurance quotes. We advise that you do not necessarily go with the cheapest home insurance, as it may not be the best one for you in terms of cover and exclusions.

Statistics show that empty houses are more likely to be at risk from dilapidation and vandalism, so empty home insurance could have higher premiums.

Empty home insurance may not be included in your buildings and contents policy, so be sure to check with your insurance provider that you are covered if your property is to be unoccupied.  

You may also need to check for cover if your house is undergoing maintenance or repairs and you are unable to live there during that time. You will need to think about cover for equipment and materials as well as public liability cover.

If you are searching for empty home insurance, you may want to think about the specific things you will need to obtain cover for. Because empty home insurance is a specialist form of home insurance, some insurers may offer you the chance to tailor the policy to suit your individual needs. Compare a few prices on empty home insurance quotes to find the best deal for you.