Home Insurance Moving House

Moving house can be stressful and with so many things to sort out, thinking about home insurance may not be at the forefront of your mind.

However, even for those moving house, home insurance can be a simple process. Many home insurance companies can accommodate for changes you may wish to make to your address and your policy. You should really start thinking about home insurance from the moment you have signed the contract on the new property. Having building insurance in place is a requirement if you are taking out a mortgage in order to buy the house.

See below for more information about home insurance when you're moving house, or, if you're looking for home insurance quotes, use one of the comparison services to make sure you get the best deal:

If you are staying with your current home insurance provider, they may be able to quickly and easily change your address and help you to source the appropriate cover for your new home.

Some insurance providers will offer cover for any damage your items receive in the moving process, although they may need to be packed away by professional home movers in order to insure them.

Because properties are considered to be a high risk during the moving process, you may find that your premiums will be a little high than usual. Many home insurance providers recognise that your home will be under more threat from damage, theft and break-ins.  There are a few things you can do to make sure you're well protected:

• Change the locks on doors and windows
• Add fitted security and alarms to your new home, if you have not already.
• Use new passwords or codes for your security.
• When you finally move home, make sure that the removal van is secure and that your items are safe.

You may want to contact your insurance provider and see if they can offer you a good deal. Alternatively, you can shop around online and compare a few home insurance for moving house quotes so that you receive the best home insurance cover and price.

Home contents insurance will cover your mobile phone if it is damaged or stolen in your home – check the details of the policy to see whether your phone will be covered when you take it outside the home. You can also take out extended accidental damage cover if your contents policy does not fully protect you should you accidentally damage or lose your mobile phone. For an additional premium, insurance providers will extend your contents policy with personal belongings cover, which protects your possessions from loss, theft and damage outside of the house and around the world. Please note that this may be at an extra cost.

If you decide to upgrade to a new mobile phone, you must inform your insurer as you may not be entitled to make a claim if you do not.

If you are considering including a mobile phone on your home insurance policy then try visiting a few different companies and comparing cover and prices. Make sure that you find adequate cover that protects your mobile phone both inside and outside your home.