How Do I Reclaim My Bank Charges?

If you’re asking yourself: “how do I reclaim my bank charges?”, then the answer is not difficult to find. Bank charges are implemented by banks in order to recoup the costs to them of your exceeding overdrafts and bouncing cheques. However, the Office of Fair Trading has found them to be disproportionate to the costs actually incurred. Consequently, many people are claiming them back, which you can do in one of several ways. These include:

Using an intermediary company – they claim back the excessive bank charges on your behalf; such companies will also give you advice and represent you if it cannot be settled out of court.
Writing to your bank – request a list of the charges and that they be refunded to you. If this fails, write again to inform them that you are willing to take the case to a small claims court.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing:

A No Win No Fee Service
Expert friendly advice
Handling your case from start to finish

Using an intermediary company can increase your chances of success and fast-track your claim because of the deals that such companies have with the banks.

If you follow one of these options, then you may no longer have to ask yourself: “How do I reclaim my bank charges?”

Learn more about reclaiming bank charges