How To Claim Back Bank Charges?

If you are wondering how to claim back bank charges that you might be owed, then there are several ways you can do it. These charges – implemented by banks when customers exceed overdrafts, bounce cheques or have insufficient funds for direct debits – have been deemed unlawful by the Office of Fair Trading because they are not in correlation with the true costs of such things to the banks. You can claim them back by:

Writing to your bank – request a list of the charges and that they be refunded to you. If this fails, write again to inform them that you are willing to take the case to a small claims court.
Using an intermediary company – they claim back them on your behalf; such companies will also give you advice and represent you if it cannot be settled out of court.

Going through a company to claim back bank charges can help, because their agreements with the banks can mean your claim will be fast-tracked and also has more chance of being successful.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing:

A No Win No Fee Service
Expert friendly advice
Handling your case from start to finish

Using an intermediary company can increase your chances of success and fast-track your claim because of the deals that such companies have with the banks.

Find out more about how to claim back bank charges