HSBC Bank Charges

Get Your Money Back

Like other banks’ fees which the Office of Fair Trading has called unlawful, HSBC bank charges have been found to be excessive and disproportionate to the real costs faced by them as a result of your exceeding an overdraft limit or bouncing a cheque. You can now try to claim back your unfair HSBC bank charges by one of the following ways.

Write to HSBC and request a list of the charges, then ask that they be refunded to you. If this is unsuccessful, write again to inform them that you will take the case to a small claims court.
Claim them back through an intermediary company that will make the claim on your behalf; such companies will also give you advice and represent you if it cannot be settled out of court.

Using a company to claim back your HSBC bank charges can be useful, because they have agreements with banks that can speed up your claim and increase the chance of a successful outcome.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: