HSBC Business Savings Accounts

If you want to earn a fixed rate of interest, HSBC business savings accounts can offer you a fixed rate bond deal lasting from a minimum of 3 months.


If you want to earn interest on your business savings but still be able to access the money at any time without being charged, HSBC can offer you a savings account whereby the interest is calculated daily and you have instant access.


HSBC is one of many business savings account providers - there are a multitude of providers with great deals to help your business savings grow. The comparison tables on this page have some examples of other accounts - compare deals to find the best one for your business.

Business Savings Selection
ProviderAccountRate TermApply
1.10%1 YearMore Info >
1.10% gross/AER. £1,000 minimum opening balance. No withdrawals.
1.00%6 MonthsMore Info >
1.00% gross/AER. £1,000 minimum opening balance. No withdrawals.
0.85%Easy AccessMore Info >
0.85% gross/AER. £1,000 minimum opening balance. Unlimited withdrawals.
0.80%1 YearMore Info >
A highly competitive rate of interest if you can lock your savings away for 1 year, with interest paid on maturity. Open to businesses with fewer than 250 employees and a turnover or assets of up to £45 million.
0.75%95 Day NoticeMore Info >
0.75% AER/gross. Withdrawals subject to 95 days notice. Minimum Deposit £10,000, maximum balance £5,000,000. Available to UK businesses.
0.70%6 MonthsMore Info >
A highly competitive rate of interest if you can lock your savings away for 6 months, with interest paid on maturity. Open to businesses with fewer than 250 employees and a turnover or assets of up to £45 million.
0.70%95 Day NoticeMore Info >
Earn a higher rate of interest if you don;t need immediate access to your savings, with interest paid monthly or annually. Open to businesses with fewer than 250 employees and a turnover or assets of up to £45 million.
0.55%Instant AccessMore Info >
Instant access account for - BUSINESS, CHARITIES, HOUSING ASSOCIATIONS, CLUBS & PARTNERSHIPS - Interest paid monthly or annually. Open to organisations with fewer than 250 employees and a turnover or assets of up to £45 million.

Whether you decide to go with HSBC for your business savings account or another provider, there are a number of things you will need to give some thought to.


Firstly, the choice between a ‘no notice’ (or easy access) account and a notice one is of central importance. If you choose a notice account and try to make what is termed an ‘unscheduled’ withdrawal, you are likely to be subject to some form of penalty. This could take the form of a loss of interest for a set period of time.


Secondly, you should be mindful of whether or not the interest rates you are offered when taking up a certain business savings account are permanent, or are just an introductory offer.


If you need to shop around for a new deal, the comparison tables on this page can help you.