HSBC Cash ISAs

Compare HSBC Cash ISAs…

If you're looking for a safe haven for your money where you won't be charged tax, then HSBC Cash ISAs might be what you're looking for.

See below for more information about the Cash ISAs available and apply online:

Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out DepositInvestec Bank plcyesUp to
6 years
5.5%
per annum
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5.5% times the number of years the plan has been in force. Also available for Cash NISA and NISA transfer.
5 Year Deposit Plus PlanInvestec Bank plcyes5 years30% fixed or 100% of FTSE 100 growth (no limit)More Info >
5 year capital protected structured deposit plan which aims to return either a potential fixed return of 30% or 100% of any FTSE 100 growth if higher. Also available for Cash NISA and NISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Fixed Rate Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
2.25%3 YearApply Now >
2.25% gross/AER fixed for 3 years. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
2.00%2 YearApply Now >
2.00% gross/AER fixed for 2 years. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.65%1 YearApply Now >
1.65% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
Instant Access Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
1.00%Instant AccessApply Now >
Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit.
Up to 1.00%Instant AccessApply Now >
Earn 1.0p0% AER (variable) on balances above £25,000. Online, phone or branch access.
Up to 1.00%Instant AccessApply Now >
Earn 1.00% AER (variable) on balances over £25,000. Online, phone or branch access.

HSBC Cash ISAs come in a range of shapes and sizes to suit different needs. You can choose from the following HSBC Cash ISAs:

  • HSBC Cash e-ISA – Instant access to your money, view your account 24/7, transfer cash from other providers, deposit monthly amounts or a lump sum, interest paid monthly, open with just £1
  • HSBC Cash ISA – Allows transfers from other accounts, instant access to your cash
  • HSBC Fixed Rate Cash ISA – Guaranteed returns on your tax-free savings

Make your money work as hard as it can by choosing the best account for your needs – compare deals using our simple online comparison table by clicking on the link below:

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.